Top Cash ISAs Discussion Area

bristolleedsfan

roddydogs wrote: »

Where is this Abbey new direct isa paying 6.25% not on website, do you know something we dont(BrLdFan)?

Because its not available until 3rd March ( Will be excellent rate as many other ISA rates will be reducing around 1st March)

http://www.moneyfacts.co.uk/savings/bestbuys/mini-cash-isa.aspx

roddydogs

DOH! just as ive switched from them (Why didnt they inform existing customers?) a lot of people must have switched-yes ill be getting 6.5% with Lloyds TSB but its tied up for 1 year!

bow1508

bristolleedsfan wrote: »

Many Savings Rates will be getting reduced around 1 March

Atm Best Branch Rates are :

Nationwide BS 1 Year Fix 6.15%
Chorley BS 1 Year Fix 6.10%

Loughborough BS 90 day notice 6.10%

Leek BS 5.75% Variable Instant Access
Skipton BS 5.70% Variable Instant Access

After that would depend which Building Societies u have local to u

Avoid Brittannia BS. http://www.britannia.co.uk/c_savings/product/tax_free/mcisa/prod.html :eek:

Thank for that but most of those I've never heard of let alone have one round here. I'm surprised about your britannia :eek: looking today at our local banks 5% is good! what am I missing? We do have an Abbey and can wait until March as we are nearly there but the stuff I read has their mini isa's at 4.35%???? I have a tiny brain, can anyone clarify for me please.

bristolleedsfan

bow1508 wrote: »

looking today at our local banks 5% is good! what am I missing? /quote]


Most people would regard a 5% ISA ( with a probable further reduction around 1st March ) as excuse my language P... poor ...........

Most people would take out an online ISA, Abbey are launching a new Online ISA on 3rd March paying 6.25% variable rate.

If u name some other Building Societies that are local to u, im certain that somebody will link their ISA rates into a thread for u. ( so u have no Nationwide BS in your locality ? :shocked: )


This might be handy for you, is being launched 3rd March, at this moment in time we cant say if it can be opened and operated at a Branch, further info will be posted when known.

http://forums.moneysavingexpert.com/showthread.html?t=766161 ( includes 1% bonus for first 12 Months)

mikelawson

Anyone know what is the best current non-online mini cash isa please? My mother in law is a technophobe!
Thanks

laney365

Thanks for the information but I am still confused! On MSE advice, I invested £3000 on 31 March 2007 and £3000 in May 2007 in Barclays cash beater ISA. Does this mean I can transfer this £6000 into an ICE ISa after 6 April and add a further £3600 in that tax year?

bristolleedsfan

laney365 wrote: »

Thanks for the information but I am still confused! On MSE advice, I invested £3000 on 31 March 2007 and £3000 in May 2007 in Barclays cash beater ISA. Does this mean I can transfer this £6000 into an ICE ISa after 6 April and add a further £3600 in that tax year?

Yes u can, in fact u can transfer Barclays ISA funds before April 6th if u wanted to.

Whats the appeal with Icesave ISA considering its not the best rate that allows transfers in.

bristolleedsfan

mikelawson wrote: »

Anyone know what is the best current non-online mini cash isa please? My mother in law is a technophobe!
Thanks

Someone from Barclays Bank has posted to say that Barclays new ISA can be opened at a branch. ( last years Barclays ISA could be operated at a branch, just that a central Barclays office opened all ISA accounts.)

Geoff_W

If I am fully funded in the current tax year (07/08), can I still open a new Cash ISA before April 6th by means of a transfer from the existing ISA's, ie, no new money being used, only existing tax-free monies?

Geoff

Nomad25

Hope this is clear! If I have an existing ISA with say A & L, paying "0.5%" and they issue a new ISA paying "1.00%" which allows transfers-in, can I transfer out of old and into new? Tks for reading.