Top Cash ISAs Discussion Area

Cuidadosa

ryath wrote: »

Thanks for your reply KTF.

I've been told by an advisor on NatWest webchat that it's for customers who do not already hold a NatWest e-Isa so it looks like Santander's 3.3% Isa might be on the cards.

I've got that same Natwest ISA and I keep it for the year when I open a "good rate ISA" which doesn't accept transfers in (The Natwest one does).

The massive advantage of that one is that it's 2.75% CLEAN, no bonus! so whatever moeny you have there, you don't have to worry year after year about transferring it.

But when/if this year's best ISA does not accept transfers, what do I do with last year's one that is going to drop to 2% because the bonus is ending? I transfer it to Natwest :j

Not_a_penny

Cant believe how difficult it is to transfer into Santander . Their web page link is not working so I telephoned them. Having been passed through 4 different people to try and get them to email it to me they told me they were unable to do that and there must be a probem with my browser if the page was not available this is despite rying through 2 different browsers.
Shame they have just missed out on a large deposit!

KTF

They haven't updated the link to the form as it is still pointing to their staging server rather than the 'Live' Internet server:

http://staging.intranet.corp/csstg/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1237890105300&maxage=3600

Give it a few hours or try tomorrow and they would probably have fixed it due to the volume of people phoning up and complaining about it.

purplestar133

Not_a_penny wrote: »

Cant believe how difficult it is to transfer into Santander . Their web page link is not working so I telephoned them. Having been passed through 4 different people to try and get them to email it to me they told me they were unable to do that and there must be a probem with my browser if the page was not available this is despite rying through 2 different browsers.
Shame they have just missed out on a large deposit!

I've just had the exact same problem - it's got to be a fault on their end.

I'm going to try in branch today to get a form. They better have one! I've just opened the 2 year FRISA and have only got 14 days to transfer in.

DragonQ

BargainHunter wrote: »

Link fixed now

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237908323140&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_ViewSelector

Santander
1 year fixed at 3.5%

Any pitfalls to this- apart from being tied in/90 day penalty for withdrawal?

Yeah, it's Santander.

The AA have a 3.5% instant-access ISA which would be more flexible.

RoxRoxBling

BargainHunter wrote: »

Link fixed now

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237908323140&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_ViewSelector

Santander
1 year fixed at 3.5%

Any pitfalls to this- apart from being tied in/90 day penalty for withdrawal?

The minimum balance has to remain at £2500, and you cannot make partial withdrawals, I believe.

the_goon

Santander are offering a 3.30% ISA, but require an initial deposit of of £2500. They allow transfers in.

Question is, do they class the transfer money as the initial deposit, or would I have to transfer my existing ISA AND then deposit a further £2500?

Thanks

KTF

A transfer in is the same as a deposit.

xtra_time

Quick question - my girlfriend doesnt have any money to save but I do. Is it legal to open a new cash isa in her name to use her allowance even though its really my money?

the_goon

xtra_time wrote: »

Quick question - my girlfriend doesnt have any money to save but I do. Is it legal to open a new cash isa in her name to use her allowance even though its really my money?

Legally, if you did this, the money would become hers. If you were to split up, you would have a job on your hands getting "your" money back.

You'd technically be giving her this money.