The Top Easy Access Savings Discussion Area

ircE

soulsaver said:

5 Chorley BS  £500 min bal 2.85% <5w/ds; 5 or more 1.00% (08/12).Chorley Easy access saver (4 withdrawals) ***Note: No online w/ds***. see trail 08/12    Also see trail for 6w/d option ac at 2.75% (15/12). Same w/d limitation.

Yorkshire BS Rainy Day ac 3.0% to £5k, 2.5%> £5K (09/12) View our Easy Access Savings Accounts | Savings | YBS

I think the Chorley 2.85% has been pulled.

For the Yorkshire 3% is it worth mentioning the max 2 withdrawals?

soulsaver

ircE said:

soulsaver said:

5 Chorley BS  £500 min bal 2.85% <5w/ds; 5 or more 1.00% (08/12).Chorley Easy access saver (4 withdrawals) ***Note: No online w/ds***. see trail 08/12    Also see trail for 6w/d option ac at 2.75% (15/12). Same w/d limitation.

Yorkshire BS Rainy Day ac 3.0% to £5k, 2.5%> £5K (09/12) View our Easy Access Savings Accounts | Savings | YBS

I think the Chorley 2.85% has been pulled.

For the Yorkshire 3% is it worth mentioning the max 2 withdrawals?

Edited YBS The Top Easy Access Savings Discussion Area - Page 977 — MoneySavingExpert Forum

Chorley BS ToTP edit in progress, thanks. 

eta: spelling mistake 

mebu60

ircE said:

soulsaver said:

5 Chorley BS  £500 min bal 2.85% <5w/ds; 5 or more 1.00% (08/12).Chorley Easy access saver (4 withdrawals) ***Note: No online w/ds***. see trail 08/12    Also see trail for 6w/d option ac at 2.75% (15/12). Same w/d limitation.

Yorkshire BS Rainy Day ac 3.0% to £5k, 2.5%> £5K (09/12) View our Easy Access Savings Accounts | Savings | YBS

I think the Chorley 2.85% has been pulled.

For the Yorkshire 3% is it worth mentioning the max 2 withdrawals?

It took me a while to work out that it is two withdrawals per account year, fullstop.
Unlimited withdrawals from your account on two days per account year based on anniversary of account opening, had me puzzled initially as, assuming one of the days is the anniversary itself, what is the second day? 
I got there eventually!
You can make two withdrawals in the account year and then close the account too. 

AmityNeon

mebu60 said:

ircE said:
For the Yorkshire 3% is it worth mentioning the max 2 withdrawals?

It took me a while to work out that it is two withdrawals per account year, fullstop.
Unlimited withdrawals from your account on two days per account year based on anniversary of account opening, had me puzzled initially as, assuming one of the days is the anniversary itself, what is the second day? 
I got there eventually!
You can make two withdrawals in the account year and then close the account too.

Now I'm confused. I've only ever made one withdrawal, but I always assumed it was unlimited withdrawals on two days of the year (based on the account anniversary), and not strictly just two withdrawals. If one of the days is the anniversary itself, the second day is any other you choose.

mebu60

AmityNeon said:

mebu60 said:

ircE said:
For the Yorkshire 3% is it worth mentioning the max 2 withdrawals?

It took me a while to work out that it is two withdrawals per account year, fullstop.
Unlimited withdrawals from your account on two days per account year based on anniversary of account opening, had me puzzled initially as, assuming one of the days is the anniversary itself, what is the second day? 
I got there eventually!
You can make two withdrawals in the account year and then close the account too.

Now I'm confused. I've only ever made one withdrawal, but I always assumed it was unlimited withdrawals on two days of the year (based on the account anniversary), and not strictly just two withdrawals. If one of the days is the anniversary itself, the second day is any other you choose.

None of the days is the anniversary. I initially took YBS's statement literally. It is two days per account year. The account year is based on the anniversary of the account. Not sure what else it would be based on! 
I should have said withdrawals on two days per account year fullstop in my opening line not two withdrawals. Apologies for sowing more confusion. 

mebu60

Descrabled said:

Virgin Money

App says in "good to know" that m plus saver is now 2.52% up to £25k and 2.02% above. Bit late to the party.

I have never been able to find the interest rates in the app, even under 'more information' which is where it lurks online. Nor can I find 'good to know'.
But my £1 is showing as 2.5% online now not 2.0% as was. Wonder when they'll advise me about that? 
Thanks for letting us all know.
I'm much happier with their ISA at 3.0%. 

ForumUser7

mebu60 said:

Descrabled said:

Virgin Money

App says in "good to know" that m plus saver is now 2.52% up to £25k and 2.02% above. Bit late to the party.

I have never been able to find the interest rates in the app, even under 'more information' which is where it lurks online. Nor can I find 'good to know'.
But my £1 is showing as 2.5% online now not 2.0% as was. Wonder when they'll advise me about that? 
Thanks for letting us all know.
I'm much happier with their ISA at 3.0%. 

I got an email at 14:31 from them explaining the rate increases

Bridlington1

For those who still have the Cambridge BS your saver account (NLA for a few months now), the interest rate is now showing as 2.65%. I don't know when the rate increased as it's been over 2 months since I last logged in. Not earth shattering but I thought it worth a mention.

ForumUser7

Bridlington1 said:

For those who still have the Cambridge BS your saver account (NLA for a few months now), the interest rate is now showing as 2.65%. I don't know when the rate increased as it's been over 2 months since I last logged in. Not earth shattering but I thought it worth a mention.

@bridlington1 The rate increased on 02/12/2022

https://www.cambridgebs.co.uk/media/10993/interest-rates-for-savers-december-2022.pdf

soulsaver

Cynergy EA iss 54 online 2.75% (inc 0.15% 1 yr bonus) available to 'all'.
Cynergy Bank

ToTP updated. Thanks @t1redmonkey