The Top Easy Access Savings Discussion Area

mebu60

Deleted_User said:

I think people need to realise we are the odd ones out here, not many people are willing to do what we do.

Yup!! And we are a minority too. 

How many of our partners (for those who have) who see the benefits first hand would bother if we didn't do the legwork for them? Mine has absolutely no interest in such things. 

Olinda99

I may have missed it, but have Nationwide increased any rates lately? They are being very quiet.

refluxer

@Deleted_User thanks for that insight. I hadn't considered holidays and trips which, of course, can be a huge expense... especially when you're booking for 32 people - wow !

Section62

Olinda99 said:

I may have missed it, but have Nationwide increased any rates lately? They are being very quiet.

They had a round of interest rate increases that came into effect on 1 December.  The only one that vaguely got me interested was the Start to Save issue 2 going up to 5% from 3.5%, but with a £50/month maximum deposit it is more of an uninteresting regular saver account than easy access.

In response to the subsequent BoE rise, the latest update from Nationwide says they are "working through" what that means for their savings members.

SanguineOnSaturn

They had a round of interest rate increases that came into effect on 1 December.  The only one that vaguely got me interested was the Start to Save issue 2 going up to 5% from 3.5%, but with a £50/month maximum deposit it is more of an uninteresting regular saver account than easy access.

Made slightly more interesting by the prospect of winning £250 in the 3 prize draws at 6 month intervals.

Descrabled

Virgin Money

App says in "good to know" that m plus saver is now 2.52% up to £25k and 2.02% above. Bit late to the party.

dekkard

Principality Building Society have today posted a link on their home page to a PDF with their interest rate changes:

https://www.principality.co.uk

jaypers

Descrabled said:

Virgin Money

App says in "good to know" that m plus saver is now 2.52% up to £25k and 2.02% above. Bit late to the party.

Nowhere near good enough. I’ve already moved money away. 

MSE_James

Please could we ask all participants in this thread to keep their posts as on-topic as possible?

Clearly different people will have different levels of appetite for less serious posts or messages that are only tangentially relevant to the subject at hand - so probably a bit of patience is needed from both 'sides'. 

However, if you think a post breaks our rules, please use the 'report' button rather than engaging in a public dispute.

S_dosh

FYI for anyone that's interested and might not yet be aware. Re Chip Instant Saver @ 3.00%, I received an e-mail from Chip today mentioning their plans for 2023:

Excerpt:

"

We're keeping up the pace in 2023

We want to kick off the year by making the return on the Chip Instant Access account proper compounding interest (covered by FSCS). We're working to get this live for you as soon as possible.

"