The Top Easy Access Savings Discussion Area

CheekyMikey

soulsaver said:

Zopa showing on my account 2.4% primary 2.45 7 day 2.60 31 day and 2.80% on 95 day ... no email or site announcement yet... 

Email received confirming new rates…looks like they’ve gone early ahead of BOE announcement but is it enough?

soulsaver

Ranked-by-rate top Easy Access accounts list 'ToTP' updated with Zopa change, drop offs, NLAs and links checked bar Zopa atm.

Plus Zopa now. Smarter Savings built for real life - Zopa
And Harpenden (below). Thanks @Bridlington1

Bridlington1

Harpenden BS Triple Access Saver now pays 2.4%. The account can be opened by post or in branch and can be managed in branch, online and by post.

cricidmuslibale

CheekyMikey said:

soulsaver said:

Zopa showing on my account 2.4% primary 2.45 7 day 2.60 31 day and 2.80% on 95 day ... no email or site announcement yet... 

Email received confirming new rates…looks like they’ve gone early ahead of BOE announcement but is it enough?

In a word, No! Not when only the 95 day account is possibly going to be higher than the B of E base rate in three days time, and even that would only be a small fraction, 0.05% higher!

Sorry Zopa but I’m afraid you’ll have to do a lot better than that to attract any of my money!

refluxer

While the latest Zopa increase might not satisfy the savvy MSE forumite who's managed to bag one of the recent, short-lived easy access accounts which paid better rates, it is now the second highest-paying easy access savings account currently available to new customers so they'll get some custom from it, I'm sure... at least until the next batch of rises

Their notice pot rates definitely aren't high enough, though. 

Bigwheels1111

I will stick with Al Rayan, Gatehouse & Santander.

Band7

soulsaver said:

Zopa showing on my account 2.4% primary 2.45 7 day 2.60 31 day and 2.80% on 95 day ... no email or site announcement yet... 

I am still going to clear out my Zopa smart saver when my 95 day pot matures in a couple of weeks. 2.8% on 95 day can't compete with 2.8% / 2.81% easy access, and I certainly am not tempted by notice accounts below 2.75%. Disappointing, as I really love their app and ease of use.

Millyonare

Good to see Zopa inching up. If the Zopa team are reading this, and could nudge it up further to 3% in Nov / Dec, that'd be great 👍

TheLitterMan

Marcus now paying 2.50% (including the 0.25% bonus that's 'fixed for 12 months' but seems like a permanent offer to me).

GalacticaActual

TheLitterMan said:

Marcus now paying 2.50% (including the 0.25% bonus that's 'fixed for 12 months' but seems like a permanent offer to me).

That’s great news. Thanks for the update