The Top Easy Access Savings Discussion Area

alternate

Either too many applications or they are holding too many deposits.  With easy access the amount customers keep in their accounts can fluctuate wildly and the best way to slow deposits is to close to new customers.  When a better rate comes along and ppl move out they can reopen.

Thumbs_Up

Text received - Secure Trust Bank easy access from November 1st -  2.25% AER.

soulsaver

In at number 8 - Shawbrook 2.30% £1k min (28/10) Easy Access Savings Accounts | Shawbrook Bank  thnx @cloud_dog

dc_scotland

YBS have increased the rates on their Internet Saver Plus Issue 12. 

Now 2.00% paid at £1, 2.25% paid at £10K, and 2.30% paid at £50K.

https://www.ybs.co.uk/savings/product?id=YB681614W

soulsaver

dc_scotland said:

YBS have increased the rates on their Internet Saver Plus Issue 12. 

Now 2.00% paid at £1, 2.25% paid at £10K, and 2.30% paid at £50K.

https://www.ybs.co.uk/savings/product?id=YB681614W

Included in the ToTP ranked-by-rate list - thanks

soulsaver

Thumbs_Up said:

Text received - Secure Trust Bank easy access from November 1st -  2.25% AER.

Not shown on their site yet so included in the 'upcoming' for now.

Nick_C

dc_scotland said:

YBS have increased the rates on their Internet Saver Plus Issue 12. 

Now 2.00% paid at £1, 2.25% paid at £10K, and 2.30% paid at £50K.

https://www.ybs.co.uk/savings/product?id=YB681614W

Some older issues are not getting that rate.  I have Issue 2, which is still only paying 1.8%.  Poor show for a mutual.

soulsaver

Nick_C said:

dc_scotland said:

YBS have increased the rates on their Internet Saver Plus Issue 12. 

Now 2.00% paid at £1, 2.25% paid at £10K, and 2.30% paid at £50K.

https://www.ybs.co.uk/savings/product?id=YB681614W

Some older issues are not getting that rate.  I have Issue 2, which is still only paying 1.8%.  Poor show for a mutual.

YBS Loyalty saver pays 2.5% to customers with 12month continuous membership; pretty good show relatively speaking.
Product Details | Savings Product Finder | YBS

Nick_C

soulsaver said:

Nick_C said:

dc_scotland said:

YBS have increased the rates on their Internet Saver Plus Issue 12. 

Now 2.00% paid at £1, 2.25% paid at £10K, and 2.30% paid at £50K.

https://www.ybs.co.uk/savings/product?id=YB681614W

Some older issues are not getting that rate.  I have Issue 2, which is still only paying 1.8%.  Poor show for a mutual.

YBS Loyalty saver pays 2.5% to customers with 12month continuous membership; pretty good show relatively speaking.
Product Details | Savings Product Finder | YBS

Thanks.  I'm aware of that, and have that account, but it is limited access.

Poor show of them to increase the rate on new easy access accounts to 2.0% while existing accounts languish at 1.8%.

Its the sort of behaviour you expect from a bank, not a mutual.

jak22

The YBS Internet Saver Issue Plus 11 is also showing 2.0% - 2.3% there's no logical reason to keep money in the older issues at 1.8% as it only takes moments to open an Issue 12.