The Top Easy Access Savings Discussion Area

S_uk

Masetw said:

Is it time to move from Zopa? Looking at Al Rayan... what's people experience with these? E.g withdrawal times etc

I'm giving Zopa till next Wednesday, otherwise I'm moving it all out. Al Rayan easy access now paying more than Zopa's 95 day boosted pot.

Yellowman

Al Rayan has been very quick to beat competitors to the highest rate in recent rate hike scrums.

kaMelo

soulsaver said:

refluxer said:

soulsaver said:

Well Barclays with it's complicated charge £5 and get it back if you jump through hoops (2 x DDs & pay in £800 pm) will get them no more than a slot in the footnotes of ToTP... and if the rubbish offer that has persisted for years means you'd abandoned it & haven't got access now, you'll be impressed with the hoops you need to jump through to even access, er.., the hoops you need to jump through... 

Yes, it's probably not worth the effort for new customers (and hence only worthy of a mention rather than full inclusion on the list) but it's pretty-much a no-brainer for a Barclays current account holder like myself, who already uses their account for direct debits. Rejoining the Blue Rewards scheme and opening a Rainy Day Saver took around 2 minutes in total via online banking.

Yes I'd abolutely agree with that.

And for those who are starting out on the savings journey 5% on £5k must be worth the effort.

I went to login to open it.. cards out of date, not been renewed; app had ceased to work, wanted defunct card info., online was as bad.
Was left considering a long frustrating call when I'm already month end busy, when I decided I don't need it that badly.

And I'm pretty sure something near & easy will be along shortly... 

How long is it since you used the app? The changes that made the Blue Rewards cost neutral were only six months ago, in March this year, so not that long ago.
Even though I left Blue Rewards switched on it's been a while since I logged in myself, probably three or four months but, once I agreed to the app update I logged in without any problems so I'm not sure what went wrong in your case but it is unfortunate.

2010

sturgeon said:

2010 said:

Deposit now in Charter via Barclays and 2.23% showing for monthly interest.

How long did it take to show? Did you also get a pop up from Barclays when sending the money stating they’re doing further checks first and may contact you?

3 hours and no.

Can`t se why Barclays would pop up as it`s not being sent by them.

Bridlington1

Gatehouse bank's easy access account appears to be closed to new applicants

MatLoweRN

S_uk said:

Masetw said:

Is it time to move from Zopa? Looking at Al Rayan... what's people experience with these? E.g withdrawal times etc

I'm giving Zopa till next Wednesday, otherwise I'm moving it all out. Al Rayan easy access now paying more than Zopa's 95 day boosted pot.

I've just applied for the Charter Savings Easy Access at 2.25% and am intending to move everything from Zopa.  Trouble is, I also have an ISA with Charter so I will be over my FSCS limit so will need to move it as a priority.  Tried to apply to transfer to Coventry BS Isa but keep getting "Internal Error".  Frustrating!

sturgeon

MatLoweRN said:

S_uk said:

Masetw said:

Is it time to move from Zopa? Looking at Al Rayan... what's people experience with these? E.g withdrawal times etc

I'm giving Zopa till next Wednesday, otherwise I'm moving it all out. Al Rayan easy access now paying more than Zopa's 95 day boosted pot.

I've just applied for the Charter Savings Easy Access at 2.25% and am intending to move everything from Zopa.  Trouble is, I also have an ISA with Charter so I will be over my FSCS limit so will need to move it as a priority.  Tried to apply to transfer to Coventry BS Isa but keep getting "Internal Error".  Frustrating!

Why not Al Rayan which pays more, out of interest?

Bigwheels1111

sturgeon said:

MatLoweRN said:

S_uk said:

Masetw said:

Is it time to move from Zopa? Looking at Al Rayan... what's people experience with these? E.g withdrawal times etc

I'm giving Zopa till next Wednesday, otherwise I'm moving it all out. Al Rayan easy access now paying more than Zopa's 95 day boosted pot.

I've just applied for the Charter Savings Easy Access at 2.25% and am intending to move everything from Zopa.  Trouble is, I also have an ISA with Charter so I will be over my FSCS limit so will need to move it as a priority.  Tried to apply to transfer to Coventry BS Isa but keep getting "Internal Error".  Frustrating!

Why not Al Rayan which pays more, out of interest?

I second Al Ryan, profit paid tomorrow.
New rate added tomorrow also 2.35%.

t1redmonkey

sturgeon said:

MatLoweRN said:

S_uk said:

Masetw said:

Is it time to move from Zopa? Looking at Al Rayan... what's people experience with these? E.g withdrawal times etc

I'm giving Zopa till next Wednesday, otherwise I'm moving it all out. Al Rayan easy access now paying more than Zopa's 95 day boosted pot.

I've just applied for the Charter Savings Easy Access at 2.25% and am intending to move everything from Zopa.  Trouble is, I also have an ISA with Charter so I will be over my FSCS limit so will need to move it as a priority.  Tried to apply to transfer to Coventry BS Isa but keep getting "Internal Error".  Frustrating!

Why not Al Rayan which pays more, out of interest?

I’m using Charter as well as Al Rayan personally since I hit the £85k FSCS limit with Al Rayan.

MatLoweRN

sturgeon said:

MatLoweRN said:

S_uk said:

Masetw said:

Is it time to move from Zopa? Looking at Al Rayan... what's people experience with these? E.g withdrawal times etc

I'm giving Zopa till next Wednesday, otherwise I'm moving it all out. Al Rayan easy access now paying more than Zopa's 95 day boosted pot.

I've just applied for the Charter Savings Easy Access at 2.25% and am intending to move everything from Zopa.  Trouble is, I also have an ISA with Charter so I will be over my FSCS limit so will need to move it as a priority.  Tried to apply to transfer to Coventry BS Isa but keep getting "Internal Error".  Frustrating!

Why not Al Rayan which pays more, out of interest?

Yes, good point.  I think it's just my reluctance to try something different (Expected profit Vs Interest)
Having said that, maybe it is time to change.  I think I will look into Al Rayan