The Top Easy Access Savings Discussion Area

sturgeon

Silverbullet036 said:

sturgeon said:

How long does it take for transfers to show within Al Rayan, and how long for withdrawals? How is this impacted by weekends? What’s the daily withdrawal limit? Opened the account easy enough. The app is quite vintage. 

Deposits from my Lloyds a/c are there within 5-10 minutes , Al Rayan send a message to confirm this. Daily withdrawal is £20K and so far they have been through at the latest by the next day

Thank you. I deposited an hour ago and nothing yet. Are deposits there quickly on weekends too? I’m not sure if the account name was correct, I’ve used my own name as there were no instructions otherwise on their deposit page alongside the account number and sort code. 

Matt1510

jimexbox said:

Silverbullet036 said:

sturgeon said:

How long does it take for transfers to show within Al Rayan, and how long for withdrawals? How is this impacted by weekends? What’s the daily withdrawal limit? Opened the account easy enough. The app is quite vintage. 

Deposits from my Lloyds a/c are there within 5-10 minutes , Al Rayan send a message to confirm this. Daily withdrawal is £20K and so far they have been through at the latest by the next day

What's the opening process like? You don't have to send selfies or email your passport or anything like that? 

Just this minute opened my account. Straightforward, no photo's nor passports etc.

Thumbs_Up

10_66 said:

andyhicks88 said:

What's the Al Rayan app like? Is it reliable, easy to use and has all account management features within it?

I'm a relative new comer to using banking apps as prefer to use my PC, but I find Al Rayan's quite straight forward and user friendly.

I don't find it easy, pain in the bum. If you want "straight forward and user friendly" Please try out Atom or Tandem apps!

Silverbullet036

jimexbox said:

What's the opening process like? You don't have to send selfies or email your passport or anything like that? 

Nothing like that , pretty straight forward really , just follow the instructions and it will be done very quickly online. You get the a/c number and sort code through quickly to send your first payment. This needs to have the reference that they send you for all deposits attached. Also make sure you have downloaded their authenticator app as you will use this every time you log in online (just capture the image and whack in your PIN code)

Silverbullet036

sturgeon said:

Thank you. I deposited an hour ago and nothing yet. Are deposits there quickly on weekends too? I’m not sure if the account name was correct, I’ve used my own name as there were no instructions otherwise on their deposit page alongside the account number and sort code. 

Cant remember exactly when the first payment showed up but I know at the latest it was the next day. I just had to get the authenticator app set up before I could access the online pages. Yes , I also just used my own name , but made very sure the reference required was accurate

TomDolan

just opened Al rayan everyday saver issue 3, was straightforward application, on the final confirmation page (step 5 of 5), you have to click on the method of initial deposit, it will then reveal your account no.

downloaded the app, went thru the registration to set up userid, password, pin. I had to provide my driving license pic and a selfie which was a breeze. Logged into the app with biometric and had my account there although balance was zero

I am now going to put in a test payment of 1£

Matt1510

TomDolan said:

just opened Al rayan everyday saver issue 3, was straightforward application, on the final confirmation page (step 5 of 5), you have to click on the method of initial deposit, it will then reveal your account no.

downloaded the app, went thru the registration to set up userid, password, pin. I had to provide my driving license pic and a selfie which was a breeze. Logged into the app with biometric and had my account there although balance was zero

I am now going to put in a test payment of 1£

Only because you selected the first option did you have to go through the bother of submitting photo's. None of that's required if you select the second option.

As others have mentioned previously, I've sent my £1 initial test payment 2 hours ago. Nothing happening insofar, probably be Monday before it shows in my Al Rayan account I suspect. 

jimexbox

Matt1510 said:

TomDolan said:

just opened Al rayan everyday saver issue 3, was straightforward application, on the final confirmation page (step 5 of 5), you have to click on the method of initial deposit, it will then reveal your account no.

downloaded the app, went thru the registration to set up userid, password, pin. I had to provide my driving license pic and a selfie which was a breeze. Logged into the app with biometric and had my account there although balance was zero

I am now going to put in a test payment of 1£

Only because you selected the first option did you have to go through the bother of submitting photo's. None of that's required if you select the second option.

As others have mentioned previously, I've sent my £1 initial test payment 2 hours ago. Nothing happening insofar, probably be Monday before it shows in my Al Rayan account I suspect. 

What is the option to avoid the selfie and photo id? So I don't mess it up, thanks. 

TomDolan

Matt1510 said:

TomDolan said:

just opened Al rayan everyday saver issue 3, was straightforward application, on the final confirmation page (step 5 of 5), you have to click on the method of initial deposit, it will then reveal your account no.

downloaded the app, went thru the registration to set up userid, password, pin. I had to provide my driving license pic and a selfie which was a breeze. Logged into the app with biometric and had my account there although balance was zero

I am now going to put in a test payment of 1£

Only because you selected the first option did you have to go through the bother of submitting photo's. None of that's required if you select the second option.

As others have mentioned previously, I've sent my £1 initial test payment 2 hours ago. Nothing happening insofar, probably be Monday before it shows in my Al Rayan account I suspect. 

Applied on my computer and I had to print off the application which i have to post to them, think this is just for their records.

On the app, it didn't give me an option, just a Register option which i took

Have sent a £ off, suspect I will know monday if its hit the account.

logging into the app on the phone is biometric, no need to type in user id and password.

10_66

TomDolan said:

...logging into the app on the phone is biometric, no need to type in user id and password.

Just a note to say to others who may prefer not to use biometric, it doesn't have to be biometric if you'd rather use PIN etc.