The Top Easy Access Savings Discussion Area

Thumbs_Up

2010 said:

Thumbs_Up said:

RG2015 said:

Eleven days on, and no one is getting anywhere near Chase.

Can others not afford it? Do they believe that the Chase rate is not sustainable?

It would be interesting to see how much money is being moved into Chase, and also when it tails off.

Maybe a lot some would be savers have crappy mobile phones so Chase can't meet their targets.

What`s a crappy mobile phone?
One that can`t download the Chase app?

I can`t imagine many savers would be putting vast amounts into an easy access account to warrant buying an un-crappy phone.
The other thing is you have to open Chase`s current account to get their savings account.

I`ll pass.

I wasn’t making a sniffy comment. I bought a new mobile last month the model was released last year but to me it’s a crappy phone. I have 5 banking apps on it, the one I really want Chase I can’t install, but I am not going to go over all this again.

andyhicks88

Nick_C said:

CheekyMikey said:

What’s the issue with having to open a Chase current account? I’ve just ignored it and the accompanying debit card and am viewing Chase purely as a savings account…

I'm not using my Chase Current Account at present, but I will use it next time I go abroad.  No foreign currency transaction fees and 1 percent cashback make the debit card the best card to use on holiday.

The one year of cashback starts from the date you activate the offer.

What phone is it?

Olinda99

sorry to ask a silly question but I want to open a Marcus account - do I apply via the app or do I apply online and then download the app once the account is open ? thankyou

janusdesign

Olinda99 said:

sorry to ask a silly question but I want to open a Marcus account - do I apply via the app or do I apply online and then download the app once the account is open ? thankyou

you should be able to apply online... technically, I don't think you need the app at all - certainly, i've done all my transactions with them through the website and have personally never installed their app.

castle96

Download the app with QR code | Chase UK
this is what I get when I go to their site on a PC

Olinda99

thanks for the quick reply - if I apply for Marcus online can I then use the Marcus app to check balance, make transfers etc

Deanbrid

Mr._H_2 said:

2010 said:

What`s a crappy mobile phone?
One that can`t download the Chase app?

I can`t imagine many savers would be putting vast amounts into an easy access account to warrant buying an un-crappy phone.

You could get a very cheap second-hand phone able to run the Chase app. The account pays 0.4% more than the next-best account. If you were saving the maximum £250,000, that's £83 more per month than the next best account. That's more than enough in one month to pay for a phone able to run the app.

2010 said:

The other thing is you have to open Chase`s current account to get their savings account.

So?

My phone won't run the app. Have been looking at upgrading, So suggestions for a phone under £200 that will definitely work. Some of the cheaper phones say they are 64bit but they actually run in 32bit mode so will not work with chase.  Looking through phone specs doesn't tell you that info from what I Can see. So some suggestions very much welcome👍

refluxer

Olinda99 said:

thanks for the quick reply - if I apply for Marcus online can I then use the Marcus app to check balance, make transfers etc

Yes, you can do that. Note that you can only transfer funds from your Marcus account to your linked bank account.

soulsaver

Deanbrid said:

Mr._H_2 said:

2010 said:

What`s a crappy mobile phone?
One that can`t download the Chase app?

I can`t imagine many savers would be putting vast amounts into an easy access account to warrant buying an un-crappy phone.

You could get a very cheap second-hand phone able to run the Chase app. The account pays 0.4% more than the next-best account. If you were saving the maximum £250,000, that's £83 more per month than the next best account. That's more than enough in one month to pay for a phone able to run the app.

2010 said:

The other thing is you have to open Chase`s current account to get their savings account.

So?

My phone won't run the app. Have been looking at upgrading, So suggestions for a phone under £200 that will definitely work. Some of the cheaper phones say they are 64bit but they actually run in 32bit mode so will not work with chase.  Looking through phone specs doesn't tell you that info from what I Can see. So some suggestions very much welcome👍

You should to start a new thread with that question or risk flak for being off topic.

gwapenut

It would be quite useful if all the mechanics of operating accounts could also be taken to another thread, leaving this for the more useful announcements of decent rates.