The Top Easy Access Savings Discussion Area

RG2015

gwapenut said:

It would be quite useful if all the mechanics of operating accounts could also be taken to another thread, leaving this for the more useful announcements of decent rates. 

Other than on this thread, where is the best place for see new rates announced?

Moneyfacts.co.uk is usually quite quick off the mark but are there any other sites?

I would have thought that Newsnow personal finance savings (breaking news) would be high on the list, but that seems not to be the case.

janusdesign

Savings Champion could be another option - often mentioned on R4 Money Box...

https://savingschampion.co.uk/

Thumbs_Up

janusdesign said:

Olinda99 said:

sorry to ask a silly question but I want to open a Marcus account - do I apply via the app or do I apply online and then download the app once the account is open ? thankyou

you should be able to apply online... technically, I don't think you need the app at all - certainly, i've done all my transactions with them through the website and have personally never installed their app.

That’s a revelation do tell how you bank with Chase on your pc.

2010

Thumbs_Up said:

janusdesign said:

Olinda99 said:

sorry to ask a silly question but I want to open a Marcus account - do I apply via the app or do I apply online and then download the app once the account is open ? thankyou

you should be able to apply online... technically, I don't think you need the app at all - certainly, i've done all my transactions with them through the website and have personally never installed their app.

That’s a revelation do tell how you bank with Chase on your pc.

They are talking about the Marcus account.

soulsaver

Thumbs_Up said:

janusdesign said:

Olinda99 said:

sorry to ask a silly question but I want to open a Marcus account - do I apply via the app or do I apply online and then download the app once the account is open ? thankyou

you should be able to apply online... technically, I don't think you need the app at all - certainly, i've done all my transactions with them through the website and have personally never installed their app.

That’s a revelation do tell how you bank with Chase on your pc.

Maybe you should read the post s/he quoted? 

2010

Olinda99 said:

thanks for the quick reply - if I apply for Marcus online can I then use the Marcus app to check balance, make transfers etc

Yes you can either do it online or the app.

https://www.marcus.co.uk/uk/en/savings/online-savings-account

Thumbs_Up

I was drunk with stupor with Marcus raising their rates to a dizzy 1 %

Deanbrid

For those looking for monthly interest, from my brief research here's the latest top 6 payers

 Chase 1.5

Marcus & Saga 1.0
Investec 0.93
Shawbrook 0.89
Aldemore 0.85

gt94sss2

Deanbrid said:

Mr._H_2 said:

2010 said:

What`s a crappy mobile phone?
One that can`t download the Chase app?

I can`t imagine many savers would be putting vast amounts into an easy access account to warrant buying an un-crappy phone.

You could get a very cheap second-hand phone able to run the Chase app. The account pays 0.4% more than the next-best account. If you were saving the maximum £250,000, that's £83 more per month than the next best account. That's more than enough in one month to pay for a phone able to run the app.

2010 said:

The other thing is you have to open Chase`s current account to get their savings account.

So?

My phone won't run the app. Have been looking at upgrading, So suggestions for a phone under £200 that will definitely work. Some of the cheaper phones say they are 64bit but they actually run in 32bit mode so will not work with chase.  Looking through phone specs doesn't tell you that info from what I Can see. So some suggestions very much welcome👍

I don't think you will find a better value money phone for £200 than the one at https://www.hotukdeals.com/deals/poco-f3-5g-256gb-8gb-667-120hz-amoled-sd-870-48mp-triple-camera-4520mah-ps199-ps189-with-code-at-xiaomi-uk-3916408

typistretired

Deanbrid said:

For those looking for monthly interest, from my brief research here's the latest top 6 payers

 Chase 1.5

Marcus & Saga 1.0
Investec 0.93
Shawbrook 0.89
Aldemore 0.85

What about Atom at 0.90% paid monthly on day you opened ie if you open 18th get paid on 18th every month