The Top Easy Access Savings Discussion Area

Daliah

kaMelo said:

Opening sixty or seventy current accounts with Virgin is, to my mind, a slight exaggeration from the representative. I would normally say multiple credit searches are nothing to worry about but I have no idea how any other lender might view sixty credit searches within twelve months.

Despite there being no limit written into the original current account terms they did eventually say "enough is enough."  Whilst my evidence is anecdotal rather than scientific, I would say remove a 0 from the numbers quoted as a more accurate figure to when they would do that.

Virgin just did soft searches for those multiples.

I’ll refrain from guessing how many multiples people managed to get 🤣

cricidmuslibale

typistretired said:

Anyone else missing Colston I hope she is okay

I think she may still be very much here with us, with a quite different and more flowery name perhaps but posting as regularly and forthrightly as ever she did!

kaMelo

Daliah said:

kaMelo said:

Opening sixty or seventy current accounts with Virgin is, to my mind, a slight exaggeration from the representative. I would normally say multiple credit searches are nothing to worry about but I have no idea how any other lender might view sixty credit searches within twelve months.

Despite there being no limit written into the original current account terms they did eventually say "enough is enough."  Whilst my evidence is anecdotal rather than scientific, I would say remove a 0 from the numbers quoted as a more accurate figure to when they would do that.

Virgin just did soft searches for those multiples.

I’ll refrain from guessing how many multiples people managed to get 🤣

Really?  I was hard searched on each and every one, my credit file looked like someone clicking "paste" whilst having a seizure.

As for hard/soft searching and multiples........likewise I'll just leave it there. 

10_66

typistretired said:

Anyone else missing Colston I hope she is okay

cricidmuslibale said:

I think she may still be very much here with us, with a quite different and more flowery name perhaps but posting as regularly and forthrightly as ever she did!

typistretired;  yes, me too, I have been wondering.

cricidmuslibale;  👀

Daliah

kaMelo said:

Really?  I was hard searched on each and every one, my credit file looked like someone clicking "paste" whilst having a seizure.

They did hard search for a while in the beginning but switched to soft many months ago - as far back as at least May 2021

Mine show as Clydesdale searches - perhaps it’s different for Yorkshire Bank?

Anyway, it‘s all over now 😢

typistretired

I’ll have to check all the posters who have flowery names

typistretired

10_66 said:

typistretired said:

Anyone else missing Colston I hope she is okay

cricidmuslibale said:

I think she may still be very much here with us, with a quite different and more flowery name perhaps but posting as regularly and forthrightly as ever she did!

typistretired;  yes, me too, I have been wondering.

cricidmuslibale;  👀

I was worried because of Covid I enjoyed her banter

whatleytom87

Cynergy up to 0.84% now. 

AndyTh_2

Fun chasing Cynergy's rate changes with almost weekly fast-track apply and Internal transfer and close

typistretired

Wish they would just increase the current one