The Top Easy Access Savings Discussion Area

typistretired

Firstdirect years ago removed interest on its current account stating they intended to offer better savings accounts which other than their regular saver they have not done 

wiseonesomeofthetime

NameWithheld said:

UncleK said:

Marcus just gone from 0.6% to 0.7% - I found out just as was about to move money from there

Too little, too late for me. I reduced by Marcus account balance to the minimum amount 4 weeks ago, and the increase is not enough to tempt me back 

Just a £1 in mine. Enough to keep it open in case the tide turns again, but I agree, not enough to tempt me back either, so far.

I have access to FOUR accounts, with other providers, above that rate.

Atom : 0.75%
Tandem : 0.77%
Tesco : 0.84%
Virgin : 1.00%

eskbanker

andyhicks88 said:

I'm just quite shocked the response has been better.

Shocked that whose response has been better than what?

Nick_C

Just received an email from Virgin Money telling me about the increase in the M Saver rate that came in 9 days ago! 

RG2015

eskbanker said:

andyhicks88 said:

I'm just quite shocked the response has been better.

Shocked that whose response has been better than what?

Think there's a not missing.

polymaff

Nick_C said:

Just received an email from Virgin Money telling me about the increase in the M Saver rate that came in 9 days ago! 

It's catching.  Just received an email from ICICI offering an enhanced interest rate should I re-invest with them.

The condition is that I renew a minimum of two days prior to the maturity date.

Which was LAST Friday...

ashteadgirl

Al Rayan  Everyday Branch Saver

According to my app looks like the rate has increased to 0.8% 
Previously always had an email informing me of rate changes but perhaps it has not yet arrived.  

Daliah

ashteadgirl said:

Al Rayan  Everyday Branch Saver

According to my app looks like the rate has increased to 0.8% 
Previously always had an email informing me of rate changes but perhaps it has not yet arrived.  

Thanks for the heads up. Shame they haven't bettered VM, so my money stays put in VM for now.

Molehusband

Daliah said:

ashteadgirl said:

Al Rayan  Everyday Branch Saver

According to my app looks like the rate has increased to 0.8% 
Previously always had an email informing me of rate changes but perhaps it has not yet arrived.  

Thanks for the heads up. Shame they haven't bettered VM, so my money stays put in VM for now.

Shame VM's savings accounts interest rate of 1% is limited to a maximum balance of £25,000.

Daliah

Molehusband said:

Daliah said:

ashteadgirl said:

Al Rayan  Everyday Branch Saver

According to my app looks like the rate has increased to 0.8% 
Previously always had an email informing me of rate changes but perhaps it has not yet arrived.  

Thanks for the heads up. Shame they haven't bettered VM, so my money stays put in VM for now.

Shame VM's savings accounts interest rate of 1% is limited to a maximum balance of £25,000.

It is, sadly, for those who chose not to fill their boots with multiple 2% VM Plus accounts sometime between May 2020 and February 18 2022, when Virgin Money introduced the max 1 account restriction for new applicants . Those who did can now get the 1% on way more than the FSCS limit, though it would obviously not be smart to bust the FSCS limit, even if there was good reason for keeping more than £85K in cash.