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The Top Easy Access Savings Discussion Area

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  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Daliah said:

    I don't trust Virgin with anymore than one full account.

    If you mean one savings account with £25k - -  why not up to FSCS limit?

    I have plenty of other Virgin accounts

    ;-)
    Like many here do.

    Which makes your comment (I don't trust Virgin with anymore than one full account) even more puzzling.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 March 2022 at 5:10AM
    Daliah said:
    Daliah said:

    I don't trust Virgin with anymore than one full account.

    If you mean one savings account with £25k - -  why not up to FSCS limit?

    I have plenty of other Virgin accounts

    ;-)
    Like many here do.

    Which makes your comment (I don't trust Virgin with anymore than one full account) even more puzzling.
    Without wanting to go off track you're probably well aware of the following and are just looking for another of your fights on here:

    I was talking specifically about the linked account

    The savings element of the multiple Virgin accounts are on a different, more stable, system.  Although this has had multiple maturity issues in the past and allows new RS openings when strictly it shouldn't.

    I've read and also personally highlighted the frailities of opening and accessing the C/A (and consequently the linked accounts) multiple times on here.

    I wouldn't want to increase that risk. Hence why I stopped opening any more months ago of the CAs (of which I opened stacks - and so have the 1% X £25k X n headroom if it wasn't for my distrust in them).

    I've also tried to subtlety hint that 85k exposure to Virgin is well on my radar. I.e. having these linked accounts and filling these accounts to their full potential are two very different things.

    Let's move on now, and get back to the Top easy access thread Daliah and so you can search for your next forumite to argue with.
  • SeriousHoax
    SeriousHoax Posts: 322 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Cynergy Bank just increased theirs to 0.80%. 
    Just used the fast track system to open a new account at 0.80%
  • UncleK
    UncleK Posts: 311 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    Cynergy Bank just increased theirs to 0.80%. 
    Just used the fast track system to open a new account at 0.80%
    Me too - though this site's guide says only 0.72% - not sure why....
  • SpanishBlue
    SpanishBlue Posts: 640 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    UncleK said:
    Cynergy Bank just increased theirs to 0.80%. 
    Just used the fast track system to open a new account at 0.80%
    Me too - though this site's guide says only 0.72% - not sure why....

    Now  updated to show the new rate of 0.8%
  • eskbanker
    eskbanker Posts: 37,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    UncleK said:
    Cynergy Bank just increased theirs to 0.80%. 
    Just used the fast track system to open a new account at 0.80%
    Me too - though this site's guide says only 0.72% - not sure why....
    It says 0.8% but has maybe been updated since you posted.... 
  • jaypers
    jaypers Posts: 1,052 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Decided to open a Virgin M Plus account…..wish I hadn’t. Never had an issue with any other institution but Virgin checks decided I had to receive a letter with a code. Letter arrived and it didn’t work online and had to call them and sit in a queue etc. Mine sorted out and same issue with joint account holder. Appreciate security but their systems don’t seem very bright. 
  • Section62
    Section62 Posts: 9,943 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    RG2015 said:


    Can you clarify this point please?

    Best if not, all things considered.  (There's already information/argument about this on the RS thread)
  • Mr._H_2
    Mr._H_2 Posts: 508 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Section62 said:
    RG2015 said:


    Can you clarify this point please?

    Best if not, all things considered.  (There's already information/argument about this on the RS thread)
    Is "RS" here an abbreviation of Regular Saver?
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 4 March 2022 at 6:55PM
    RG2015 said:
    Daliah said:
    Daliah said:

    I don't trust Virgin with anymore than one full account.

    If you mean one savings account with £25k - -  why not up to FSCS limit?

    I have plenty of other Virgin accounts

    ;-)
    Like many here do.

    Which makes your comment (I don't trust Virgin with anymore than one full account) even more puzzling.

    The savings element of the multiple Virgin accounts are on a different, more stable, system.  Although this has had multiple maturity issues in the past and allows new RS openings when strictly it shouldn't.

    Can you clarify this point please?
    Discussed over and over and over and over and over.....you get the drift, on the Reg Saver thread.
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