The Top Easy Access Savings Discussion Area

dekkard

I have a Virgin Regular Saver already but want to open their M Plus Current Account.

In the application process for the M Plus, there's an option of  'I have other products with Clydesdale or Yorkshire Bank' 

Do I select that given that I have a Regular Saver? There's no option for 'I have a Savings account with Virgin Money'

GalacticaActual

Wheres_My_Cashback said:

GalacticaActual said:

Revised HSBC UK savings accounts interest rates (applicable from 1st March 2022) apart from their Regular Saver which stays the same:

Savings Account Interest Rates | Savings Rates - HSBC UK

Not so, Regular Saver rate has been increased by 0.09% and is showing when logged in.

Thanks for the update.

I took the information from the HSBC interest rates page, which showed the rate was unchanged from 24th November 2020.
Also, the HSBC PDF brochure lists the rate as 1.00% from 1st March 2022.
The slightly higher rate must be for existing Regular Saver customers?

https://www.hsbc.co.uk/content/dam/hsbc/gb/pdf/interest-rates.pdf





 

refluxer

dekkard said:

I have a Virgin Regular Saver already but want to open their M Plus Current Account.

In the application process for the M Plus, there's an option of  'I have other products with Clydesdale or Yorkshire Bank' 

Do I select that given that I have a Regular Saver? There's no option for 'I have a Savings account with Virgin Money'

If you don't have any accounts with Clydesdale or Yorkshire Bank, then you won't select that option. 

The question might be intending to draw your attention to the £85k FSCS protection which would be shared between any accounts you hold with the 3 companies.

refluxer

Just noticed that the Yorkshire BS's 'Internet Saver Plus Issue 10' easy access account is now paying...

0.60% on £1+
0.77% on £10k+
0.82% on £50k+

Online account management, £1 minimum balance, annual interest and unlimited withdrawals. Note that you can't make withdrawals within the first 14 days, so open with £1 and don't make further deposits if that could be an issue. 

andyhicks88

I thought we'd see more movement in response to the Virgin account. Maybe next week?

KTF

In less than 24h I have 1k in the M+ account and 25k in the linked savings account.

Pretty painless so far.

snappyfish

KTF said:

In less than 24h I have 1k in the M+ account and 25k in the linked savings account.

Pretty painless so far.

Might have a look at this. I currently have a Santander 123 account form when it was good.. 

so have 20k in that and 80k in ford savings easy access. 

dc_scotland

snappyfish said:

so have 20k in that and 80k in ford savings easy access. 

Would you not fancy putting that in YBS at 0.82% ?
https://www.ybs.co.uk/savings/product.html?id=YB681500W

Wheres_My_Cashback

refluxer said:

Just noticed that the Yorkshire BS's 'Internet Saver Plus Issue 10' easy access account is now paying...

0.60% on £1+
0.77% on £10k+
0.82% on £50k+

Online account management, £1 minimum balance, annual interest and unlimited withdrawals. Note that you can't make withdrawals within the first 14 days, so open with £1 and don't make further deposits if that could be an issue. 

Or, depending on tax status you could get those identical rates by putting it into an easy access cash ISA

<code><a href="Internet">https://www.ybs.co.uk/savings/product.html?id=YB691501W</a>

Daliah

Wheres_My_Cashback said:

refluxer said:

Just noticed that the Yorkshire BS's 'Internet Saver Plus Issue 10' easy access account is now paying...

0.60% on £1+
0.77% on £10k+
0.82% on £50k+

Online account management, £1 minimum balance, annual interest and unlimited withdrawals. Note that you can't make withdrawals within the first 14 days, so open with £1 and don't make further deposits if that could be an issue. 

Or, depending on tax status you could get those identical rates by putting it into an easy access cash ISA

<code><a href="Internet">https://www.ybs.co.uk/savings/product.html?id=YB691501W</a>

£20k max into an ISA per tax year