The Top Easy Access Savings Discussion Area

Daliah

veryintrigued said:

I don't trust Virgin with anymore than one full account.

If you mean one savings account with £25k - -  why not up to FSCS limit?

I have the Cynergy, too, but only £100 and a bit in it to keep my status as a customer. I'd happily keep £84k and a a bit (to allow for interest) in VM, but would never dream of giving them more than the FSCS limit. Mind you, I would never dream to go over the FSCS limit with any group of banks or BS.

veryintrigued

Daliah said:

veryintrigued said:

I don't trust Virgin with anymore than one full account.

If you mean one savings account with £25k - -  why not up to FSCS limit?

I have plenty of other Virgin accounts

;-)

Daliah

veryintrigued said:

Daliah said:

veryintrigued said:

I don't trust Virgin with anymore than one full account.

If you mean one savings account with £25k - -  why not up to FSCS limit?

I have plenty of other Virgin accounts

;-)

Like many here do.

Which makes your comment (I don't trust Virgin with anymore than one full account) even more puzzling.

veryintrigued

Daliah said:

veryintrigued said:

Daliah said:

veryintrigued said:

I don't trust Virgin with anymore than one full account.

If you mean one savings account with £25k - -  why not up to FSCS limit?

I have plenty of other Virgin accounts

;-)

Like many here do.

Which makes your comment (I don't trust Virgin with anymore than one full account) even more puzzling.

Without wanting to go off track you're probably well aware of the following and are just looking for another of your fights on here:

I was talking specifically about the linked account

The savings element of the multiple Virgin accounts are on a different, more stable, system.  Although this has had multiple maturity issues in the past and allows new RS openings when strictly it shouldn't.

I've read and also personally highlighted the frailities of opening and accessing the C/A (and consequently the linked accounts) multiple times on here.

I wouldn't want to increase that risk. Hence why I stopped opening any more months ago of the CAs (of which I opened stacks - and so have the 1% X £25k X n headroom if it wasn't for my distrust in them).

I've also tried to subtlety hint that 85k exposure to Virgin is well on my radar. I.e. having these linked accounts and filling these accounts to their full potential are two very different things.

Let's move on now, and get back to the Top easy access thread Daliah and so you can search for your next forumite to argue with.

SeriousHoax

whatleytom87 said:

Cynergy Bank just increased theirs to 0.80%. 

Just used the fast track system to open a new account at 0.80%

UncleK

SeriousHoax said:

whatleytom87 said:

Cynergy Bank just increased theirs to 0.80%. 

Just used the fast track system to open a new account at 0.80%

Me too - though this site's guide says only 0.72% - not sure why....

SpanishBlue

UncleK said:

SeriousHoax said:

whatleytom87 said:

Cynergy Bank just increased theirs to 0.80%. 

Just used the fast track system to open a new account at 0.80%

Me too - though this site's guide says only 0.72% - not sure why....

Now  updated to show the new rate of 0.8%

eskbanker

UncleK said:

SeriousHoax said:

whatleytom87 said:

Cynergy Bank just increased theirs to 0.80%. 

Just used the fast track system to open a new account at 0.80%

Me too - though this site's guide says only 0.72% - not sure why....

It says 0.8% but has maybe been updated since you posted.... 

jaypers

Decided to open a Virgin M Plus account…..wish I hadn’t. Never had an issue with any other institution but Virgin checks decided I had to receive a letter with a code. Letter arrived and it didn’t work online and had to call them and sit in a queue etc. Mine sorted out and same issue with joint account holder. Appreciate security but their systems don’t seem very bright. 

Section62

RG2015 said:

veryintrigued said:

Can you clarify this point please?

Best if not, all things considered.  (There's already information/argument about this on the RS thread)