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  • kaMelo
    kaMelo Posts: 2,868 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Daliah said:
    kaMelo said:
    Opening sixty or seventy current accounts with Virgin is, to my mind, a slight exaggeration from the representative. I would normally say multiple credit searches are nothing to worry about but I have no idea how any other lender might view sixty credit searches within twelve months.

    Despite there being no limit written into the original current account terms they did eventually say "enough is enough."  Whilst my evidence is anecdotal rather than scientific, I would say remove a 0 from the numbers quoted as a more accurate figure to when they would do that.
    Virgin just did soft searches for those multiples.

    I’ll refrain from guessing how many multiples people managed to get 🤣
    Really?  I was hard searched on each and every one, my credit file looked like someone clicking "paste" whilst having a seizure.

    As for hard/soft searching and multiples........likewise I'll just leave it there.  :o
  • 10_66
    10_66 Posts: 3,462 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Anyone else missing Colston I hope she is okay
    I think she may still be very much here with us, with a quite different and more flowery name perhaps but posting as regularly and forthrightly as ever she did!

    typistretired;  yes, me too, I have been wondering.

    cricidmuslibale;  👀
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    edited 12 March 2022 at 7:47AM
    kaMelo said:
    Really?  I was hard searched on each and every one, my credit file looked like someone clicking "paste" whilst having a seizure.
    They did hard search for a while in the beginning but switched to soft many months ago - as far back as at least May 2021


    Mine show as Clydesdale searches - perhaps it’s different for Yorkshire Bank?







    Anyway, it‘s all over now 😢
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I’ll have to check all the posters who have flowery names
    "Look after your pennies and your pounds will look after themselves"
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    10_66 said:
    Anyone else missing Colston I hope she is okay
    I think she may still be very much here with us, with a quite different and more flowery name perhaps but posting as regularly and forthrightly as ever she did!

    typistretired;  yes, me too, I have been wondering.

    cricidmuslibale;  👀
    I was worried because of Covid I enjoyed her banter
    "Look after your pennies and your pounds will look after themselves"
  • Cynergy up to 0.84% now. 
  • AndyTh_2
    AndyTh_2 Posts: 332 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Fun chasing Cynergy's rate changes with almost weekly fast-track apply and Internal transfer and close
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wish they would just increase the current one 
    "Look after your pennies and your pounds will look after themselves"
  • BigBlueSky
    BigBlueSky Posts: 697 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Does anyone know how long it takes for the new Cynergy account to show in your account list after getting the "Congratulations your account is open email" ?

    It says in the email that it should show, but it isn't showing yet.

    Anyone any ideas ?

    Thanks
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mine isn’t showing yet also usually very quick but may be because it is late at night in
    "Look after your pennies and your pounds will look after themselves"
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