The Top Easy Access Savings Discussion Area

10_66

Cynergy @ 0.66% (incl bonus 0.36% for 12 months).

MarsdenCuckoo

Deleted_User said:

MarsdenCuckoo said:

Tesco Bank are closing their accounts soon.

I know Tesco Bank are closing their current accounts but I'm not aware that they are also closing savings accounts. Where did you read that?

Maybe my mistake.  I closed my Tesco Bank accounts a while ago though when it was limited to such a small sum.

MarsdenCuckoo

10_66 said:

Cynergy @ 0.66% (incl bonus 0.36% for 12 months).

I was thinking of ongoing rates rather than ones with initial bonuses....

10_66

MarsdenCuckoo said:

10_66 said:

Cynergy @ 0.66% (incl bonus 0.36% for 12 months).

I was thinking of ongoing rates rather than ones with initial bonuses....

12 months gives you long enough to move it elsewhere if you find a preferable rate though, and if you don't then you've not wasted the time.

MarsdenCuckoo

10_66 said:

MarsdenCuckoo said:

10_66 said:

Cynergy @ 0.66% (incl bonus 0.36% for 12 months).

I was thinking of ongoing rates rather than ones with initial bonuses....

12 months gives you long enough to move it elsewhere if you find a preferable rate though, and if you don't then you've not wasted the time.

Well yes, I guess so but the YBS rate just seemed a good, stable deal on an account I've held for many years.

MarsdenCuckoo

So I checked back why I commented.....

Nationwide is included as the Top High Street instant access account @ 0.45% but it's limited to 3 withdrawals a year at that rate.  YBS definitely beats that surely?

MarsdenCuckoo

Deleted_User said:

MarsdenCuckoo said:

So I checked back why I commented.....

Nationwide is included as the Top High Street instant access account @ 0.45% but it's limited to 3 withdrawals a year at that rate.  YBS definitely beats that surely?

Maybe, but https://moneyfacts.co.uk suggests there are 14 others that beat YBS.

Thanks, I'll add that to my list but I originally posted re. MSE..... Is there a connection?

MarsdenCuckoo

Deleted_User said:

MarsdenCuckoo said:

So I checked back why I commented.....

Nationwide is included as the Top High Street instant access account @ 0.45% but it's limited to 3 withdrawals a year at that rate.  YBS definitely beats that surely?

Maybe, but https://moneyfacts.co.uk suggests there are 14 others that beat YBS.

Had a quick look and got to say am not a fan.  It includes accounts that are not exactly comparable e.g. some accounts whilst you may get instant access only pay interest on maturity so effectively are fixed term IMHO.

canaldumidi

MarsdenCuckoo said:

So I checked back why I commented.....

Nationwide is included as the Top High Street instant access account @ 0.45% but it's limited to 3 withdrawals a year at that rate.  YBS definitely beats that surely?

Yes but my High Street, and many other High Streets, does not have a YBS branch. Nationswide is, well... throughout the nation's high streets.

I-LOV-MONEY

inter - what ?  Not one of those new-fangled things is it?   Can I get covid from it ?