The Top Easy Access Savings Discussion Area

soulsaver

typistretired said:

Cynergy Bank have been offering 0.70% on easy access since 19 November only just spotted. Includes bonus of 0.40% and it looks like they are paying monthly interest as next interest on account I opened today is 4th January 2022. No end date to bonus showing yet. Another bank that should be like Marcus as I keep opening accounts and transferring internally

Cynergy bank Online Easy Access Account 0.70% AER — MoneySavingExpert Forum

Billycock

typistretired said:

Cynergy Bank have been offering 0.70% on easy access since 19 November only just spotted. Includes bonus of 0.40% and it looks like they are paying monthly interest as next interest on account I opened today is 4th January 2022. No end date to bonus showing yet. Another bank that should be like Marcus as I keep opening accounts and transferring internally

Interest is paid annually.
0.40% bonus is for 12 months, reverts to 0.30% thereafter.

snappyfish

Billycock said:

typistretired said:

Cynergy Bank have been offering 0.70% on easy access since 19 November only just spotted. Includes bonus of 0.40% and it looks like they are paying monthly interest as next interest on account I opened today is 4th January 2022. No end date to bonus showing yet. Another bank that should be like Marcus as I keep opening accounts and transferring internally

Interest is paid annually.
0.40% bonus is for 12 months, reverts to 0.30% thereafter.

Ford Savings 0.50% 

https://www.fordmoney.co.uk/

RG2015

snappyfish said:

Billycock said:

typistretired said:

Cynergy Bank have been offering 0.70% on easy access since 19 November only just spotted. Includes bonus of 0.40% and it looks like they are paying monthly interest as next interest on account I opened today is 4th January 2022. No end date to bonus showing yet. Another bank that should be like Marcus as I keep opening accounts and transferring internally

Interest is paid annually.
0.40% bonus is for 12 months, reverts to 0.30% thereafter.

Ford Savings 0.50% 

https://www.fordmoney.co.uk/

They have had this rate since 24th September.


https://forums.moneysavingexpert.com/discussion/comment/78630704#Comment_78630704

typistretired

Cynergy bank Online Easy Access Account 0.70% AER — MoneySavingExpert Forum

Soulsaver Thank you have bookmarked that discussion now.

george4064

Thanks for the heads up on the Tesco Internet Saver, will transfer my Marcus balance to there.

I-LOV-MONEY

I would leave a few quid in Marcus, in case the position changes again.  It would save going through the procedure of opening another new account.

typistretired

I keep updating my interest rate 

grumiofoundation

Deleted_User said:
So Investec applied their modern version of Apartheid and told me to get lost.

Completely valid comparison.

Can I congratulate you for keeping your toys in your pram and not overreacting and making yourself look silly. 

kaMelo

Deleted_User said:

Billycock said:

Deleted_User said:

Billycock said:

Investec Online Flexi Saver 0.71% on balances between £5,000 - £250,000

... as long as you have either an up to date valid passport or photocard driving licence.

Well yeah! The website does say what information is required in order to apply. If you’re gonna be awkward, you forgot to say …as long as you have a smart phone 👍🏻🤷‍♂️

I have been a happy customer of Investec for many years. Earlier this year they suddenly closed their existing website and all accounts on it, including mine. As a long time customer I attempted to open their new Flexi Saver. But, even though I had a legally valid photocard driving licence, they refused to accept it. It's because they were unwilling to accept the legal 11 month licence extension applied by DVLA last year. So Investec applied their modern version of Apartheid and told me to get lost.

As above, good to see you didn't over react then?
That has to be the most ridiculous comparison I have ever heard in my life.