The Top Easy Access Savings Discussion Area

murphydavid

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

An answer might be try www.money.co.uk ? Not a spreadsheet. But most comparison sites try to save you from manually searching masses of data. (good luck with that and tell us if you find anyone paying decent interest on larger sums)
By the way your post is a bit of a contradiction in terms. Thread topic is savings account. Virgin at 2% is a current account so not this thread.
If you use other sites to compare savings rates I doubt if Virgin would show up.
However I sympathies because sometimes its quite hard to tell the difference any more.
Saw Martin on his TV show talking of negative interest rates. OMG I hope not.

RG2015

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

https://moneyfacts.co.uk/

 https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html

dcs34

RG2015 said:

dcs34 said:

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

Virgin 2% up to £2000

I guess this is a humorous comment.

After this it will be Virgin 2% up to £3,000?

Well if you think it humourous I did mean it as serious advice though!

RG2015

dcs34 said:

RG2015 said:

dcs34 said:

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

Virgin 2% up to £2000

I guess this is a humorous comment.

After this it will be Virgin 2% up to £3,000?

Well if you think it humourous I did mean it as serious advise though!

In which case, how do you get Virgin 2% on up to £2,000?

Notepad_Phil

RG2015 said:

dcs34 said:

RG2015 said:

dcs34 said:

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

Virgin 2% up to £2000

I guess this is a humorous comment.

After this it will be Virgin 2% up to £3,000?

Well if you think it humourous I did mean it as serious advise though!

In which case, how do you get Virgin 2% on up to £2,000?

Open two accounts would be my guess.

RG2015

Notepad_Phil said:

RG2015 said:

dcs34 said:

RG2015 said:

dcs34 said:

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

Virgin 2% up to £2000

I guess this is a humorous comment.

After this it will be Virgin 2% up to £3,000?

Well if you think it humourous I did mean it as serious advise though!

In which case, how do you get Virgin 2% on up to £2,000?

Open two accounts would be my guess.

Agreed, but why not three or four, or even more as some have reported on this site.

In my opinion though, opening more than one is clearly not an official option. Otherwise VM would have not restricted the interest to £1,000 and would have said, “open ten accounts and get 2% on £10,000”.

I-LOV-MONEY

I wonder if I opened a second account in my wife's name (but I fund the money), presumably that would work ....  then there are my two cats (with 'human' names!).

Notepad_Phil

RG2015 said:

Notepad_Phil said:

RG2015 said:

dcs34 said:

RG2015 said:

dcs34 said:

DireEmblem said:

Back to thread topic, is there by any chance a community spreadsheet or something with the best rates out there?

I’m aware Virgin do 2% up to £1000, but what comes next?

Virgin 2% up to £2000

I guess this is a humorous comment.

After this it will be Virgin 2% up to £3,000?

Well if you think it humourous I did mean it as serious advise though!

In which case, how do you get Virgin 2% on up to £2,000?

Open two accounts would be my guess.

Agreed, but why not three or four, or even more as some have reported on this site.

In my opinion though, opening more than one is clearly not an official option. Otherwise VM would have not restricted the interest to £1,000 and would have said, “open ten accounts and get 2% on £10,000”.

I didn't see anything in the T&C's to stop it when I opened our half dozen, though they may have tightened it since.

typistretired

This reminds me of the time we were opening several flexdirect accounts with Nationwide they soon put a stop to that.

adindas

I understand that Marcus - Goldman Sachs saving account interest has now dropped to 0.5%.

With 0l.5% interest, It seems there is no point to keep this account as you could easily get 0.6% (or possibly 0.78% for the balance of £5,000) across all of LBG current accounts. Moreover the transfer between LBG Current account is seamless.

Is there any disavantage to cancel the Marcus account ??

Waht is the easiest way to cancel this Marcus account ??
Thanks