The Top Easy Access Savings Discussion Area

KTF

socrates wrote: »

Is that a fact?

Yes. I have 5x Vantage, 3x Halifax Reward and 3x BoS Reward.

innovate

gadgetmind wrote: »

Which account is that, please?



Lloyds aren't an option

BoS Vantage. Probably out for you then since they are part of Lloyds.

Stop being paranoid about Santander - - there has not been a bad report about the Santander 123 here.

RoxRoxBling

Any one opened the regular savings account with Norwich and peterbrough???

I've had my confirmation email but not received anything through the post. Has been over the stated working days.

Do you have to activate the account first by putting money in, or will they send the information in the post anyway??

ejv

innovate wrote: »

Stop being paranoid about Santander - - there has not been a bad report about the Santander 123 here.

Agree with innovate.
Was timid to hook on them;but their ISA rates and 123 cashbacks lured me:p.I'm a happy customer for past couple of years.:D

AlwaysLearnin

innovate wrote: »

yep, though I can't lay my hands on where it says so on their website. .

Under the "Vantage" heading on page 1 here:

http://www.bankofscotland.co.uk/bankaccounts/pdf/classic-vantage-conditions.pdf

Also, whilst posting, joined Satander mid last year for the 123 acct, and now have an ISA. Touch wood, been happy with how it's gone to date.

ejv

RoxRoxBling wrote: »

Any one opened the regular savings account with Norwich and peterbrough???

Me too interested.

But what does this mean they say on website:

Only one E-Regular Saver account can be opened per customer throughout the life of the product. "You cannot open a new E-Regular Saver after the fixed rate period has ended".


They mention the same for the Family e-saver 5%:(

First Direct and HSBC allow you to close the saver at the end of 12 months and restart a new one!!

RoxRoxBling

ejv wrote: »

Me too interested.

But what does this mean they say on website:

Only one E-Regular Saver account can be opened per customer throughout the life of the product. "You cannot open a new E-Regular Saver after the fixed rate period has ended".


They mention the same for the Family e-saver 5%:(

First Direct and HSBC allow you to close the saver at the end of 12 months and restart a new one!!

Think it means your only allowed one e-regular saver.. ever. As in when the rate drops after the 12 months, you can't open a brand new account.

ejv

RoxRoxBling wrote: »

Think it means your only allowed one e-regular saver.. ever. As in when the rate drops after the 12 months, you can't open a brand new account.

Hmm... thought so.However, their dropped rate after 12 months is still good at 3.25%

RoxRoxBling

ejv wrote: »

Hmm... thought so.However, their dropped rate after 12 months is still good at 3.25%

Yes it is for the family reg saver. But for reg saver it's 1.85% AER. Which would be good for any additional money after saving first in an ISA. As currently, the highest paying instant access account I have is 1% AER

socrates

AlwaysLearnin wrote: »

Under the "Vantage" heading on page 1 here:

http://www.bankofscotland.co.uk/bankaccounts/pdf/classic-vantage-conditions.pdf

Also, whilst posting, joined Satander mid last year for the 123 acct, and now have an ISA. Touch wood, been happy with how it's gone to date.

Does the £1000 credit have to be external or can it be like Lloyds where it circulates between accounts?