The Top Easy Access Savings Discussion Area

patpalloon

Zopa EA ISA is still showing 5.08% - I thought the rate was dropping from 6 April?

RG2015

patpalloon said:

Zopa EA ISA is still showing 5.08% - I thought the rate was dropping from 6 April?

6 April 2025.

Technically, 0.50% bonus until 6 April 2025. The underlying rate of 4.58% is variable.

patpalloon

RG2015 said:

patpalloon said:

Zopa EA ISA is still showing 5.08% - I thought the rate was dropping from 6 April?

6 April 2025.

Technically, 0.50% bonus until 6 April 2025. The underlying rate of 4.58% is variable.

Thanks! I misread that.

RG2015

RG2015 said:

patpalloon said:

Zopa EA ISA is still showing 5.08% - I thought the rate was dropping from 6 April?

6 April 2025.

Technically, 0.50% bonus until 6 April 2025. The underlying rate of 4.58% is variable.

I have just noticed the following on the Zopa website.

Earn a bonus rate on Access ISA pots!

Open a Smart ISA before 6th May 2024 to earn an extra 0.5% AER*/gross** fixed on top of the underlying 4.58% AER (4.48% gross) variable Access ISA pot rate.

This means you'll earn a total of 5.08% AER (4.96% gross) variable on Access ISA pots!

The bonus rate will run until 6th May 2025.

Just trying to get my head around whether I should update mine somehow as its 0.50% bonus expires on 6 April 2025.

https://www.zopa.com/smart-isa

Sp363

Just got a email from chase. They’ve put out a boosted easy access saver giving a total rate of 5.1% until November (1% bonus) but tracks base rate -1.15%. Decent right now but may drop. Could be a good alternative short term when the Santander 5.2% rate drops for their easy access saver

jaypers

Sp363 said:

Just got a email from chase. They’ve put out a boosted easy access saver giving a total rate of 5.1% until November (1% bonus) but tracks base rate -1.15%. Decent right now but may drop. Could be a good alternative short term when the Santander 5.2% rate drops for their easy access saver

How do you get this? Can’t see anything online or in the app. 

Sp363

I got this email through this morning. Then there was a boosted option in the app. 

jaypers

Hmm….so are Chase only offering this to certain customers? I don’t seem to have that option. 

Lumiona

Just read the T&Cs on the Chase boosted saver, looks like you can only get this if you don't have a Chase saver already/ or the balance on all of them was below £500 on 8th March

blanik

Also got the offer - 1% bonus until November, but from 13th May the underlying rate will change to track the base rate minus 1.15% - so no impact if base rate stays at 5.25, but will follow it down if it drops.