The Top Easy Access Savings Discussion Area

CuparLad

They may be betting on a surprise MPC Base Rate cut at the 9th May meeting.

allegro120

CuparLad said:

They may be betting on a surprise MPC Base Rate cut at the 9th May meeting.

Probably just don't need the cash in this product at such high price anymore. I'm pretty sure that a lot of passive savers won't move their money elsewhere as a result of this drop, so Santander will still have a lot of money, but at cheaper price. 

Frogletina

pecunianonolet said:

Perhaps worth to make people aware that there is the Cahoot Sunny Day Saver at 5.2% for up to 3k. Not a lot but they might keep this one for a little longer before it eventually gets a rate cut too. Also 60 days notice and still available. So grab it while you can.

https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

I've just applied for this account and was rejected due to Equifax not having any record of me! So I have contacted Cahoot who are looking into this for me and can deal with application another way

pecunianonolet

Frogletina said:

pecunianonolet said:

Perhaps worth to make people aware that there is the Cahoot Sunny Day Saver at 5.2% for up to 3k. Not a lot but they might keep this one for a little longer before it eventually gets a rate cut too. Also 60 days notice and still available. So grab it while you can.

https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

I've just applied for this account and was rejected due to Equifax not having any record of me! So I have contacted Cahoot who are looking into this for me and can deal with application another way

Maybe double check if your address data is correct with them as they only really do a soft check to verify your identity and address. Hopefully, you'll get it opened.

Frogletina

pecunianonolet said:

Frogletina said:

pecunianonolet said:

Perhaps worth to make people aware that there is the Cahoot Sunny Day Saver at 5.2% for up to 3k. Not a lot but they might keep this one for a little longer before it eventually gets a rate cut too. Also 60 days notice and still available. So grab it while you can.

https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

I've just applied for this account and was rejected due to Equifax not having any record of me! So I have contacted Cahoot who are looking into this for me and can deal with application another way

Maybe double check if your address data is correct with them as they only really do a soft check to verify your identity and address. Hopefully, you'll get it opened.

I had a call back from Cahoot this afternoon - the advisor checked my details and will now be opening my account. The only thing that I can think may have been a problem is that I live in an apartment and I know they can be formatted in different ways, although it picked it up fine on the Cahoot application. 

BooJewels

Frogletina said:

pecunianonolet said:

Frogletina said:

pecunianonolet said:

Perhaps worth to make people aware that there is the Cahoot Sunny Day Saver at 5.2% for up to 3k. Not a lot but they might keep this one for a little longer before it eventually gets a rate cut too. Also 60 days notice and still available. So grab it while you can.

https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

I've just applied for this account and was rejected due to Equifax not having any record of me! So I have contacted Cahoot who are looking into this for me and can deal with application another way

Maybe double check if your address data is correct with them as they only really do a soft check to verify your identity and address. Hopefully, you'll get it opened.

I had a call back from Cahoot this afternoon - the advisor checked my details and will now be opening my account. The only thing that I can think may have been a problem is that I live in an apartment and I know they can be formatted in different ways, although it picked it up fine on the Cahoot application. 

My son had a perpetual problem with exactly that - he found that the council on some database had him down as 'apartment' and it was recorded elsewhere as 'flat'.  Once he started using 'apartment' it solved most of the Finance related issues. 

Bridlington1

@soulsaver
Close Bros EA Iss2 5.12% £10k min (20/02) now NLA

castle96

Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
Do I have to open /use the app, as I prefer to use PC

allegro120

Bridlington1 said:

@soulsaver
Close Bros EA Iss2 5.12% £10k min (20/02) now NLA

Speak of the devil.  I was thinking of opening it this morning as another back up, too late now Oh well, not a big deal for me, I have already collected plenty of EA backups at 5%+.  Synergy issue 69 is still available, I'll get this one and put £1 in there.

P.S. Tried to open Cynergy Easy Access,  Applied as an existing customer.  No luck - "You are not currently eligible for this account." Eligibility requirements are - UK resident, age 18+, UK account, NI number, e-mail address and UK phone number.  They've already got all this info.  Has anyone had a similar problem applying for Cynergy accounts? I can't recall any difficulties with my previous application but it was a while ago. 

intalex

Bridlington1 said:

For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

EDIT:
Interest rate reduction will come into effect from 20th May.

Skipton base rate tracker, you're coming on soon, start warming up...