The Top Easy Access Savings Discussion Area

allegro120

Bridlington1 said:

@soulsaver
Close Bros EA Iss2 5.12% £10k min (20/02) now NLA

Speak of the devil.  I was thinking of opening it this morning as another back up, too late now Oh well, not a big deal for me, I have already collected plenty of EA backups at 5%+.  Synergy issue 69 is still available, I'll get this one and put £1 in there.

P.S. Tried to open Cynergy Easy Access,  Applied as an existing customer.  No luck - "You are not currently eligible for this account." Eligibility requirements are - UK resident, age 18+, UK account, NI number, e-mail address and UK phone number.  They've already got all this info.  Has anyone had a similar problem applying for Cynergy accounts? I can't recall any difficulties with my previous application but it was a while ago. 

intalex

Bridlington1 said:

For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

EDIT:
Interest rate reduction will come into effect from 20th May.

Skipton base rate tracker, you're coming on soon, start warming up...

soulsaver

castle96 said:

Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
Do I have to open /use the app, as I prefer to use PC

Give it 24 hours (or maybe 'til Monday) and it will..

allegro120

intalex said:

Bridlington1 said:

For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

EDIT:
Interest rate reduction will come into effect from 20th May.

Skipton base rate tracker, you're coming on soon, start warming up...

Indeed, it is starting to look like Skipton tracker will soon be at the top of EA table.  I'm glad I've grabbed this product when it was available.

mebu60

allegro120 said:

intalex said:

Bridlington1 said:

For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

EDIT:
Interest rate reduction will come into effect from 20th May.

Skipton base rate tracker, you're coming on soon, start warming up...

Indeed, it is starting to look like Skipton tracker will soon be at the top of EA table.  I'm glad I've grabbed this product when it was available.

Skipton must be aware that when they reduce the Single Access Issue 1 (NLA) from 5.15% by 0.1% or more a fair chunk of funds from that product will move to the BR Tracker Issue 5 at 5.06% until 15:11:25. Might not be long before it's higher than fixed rate offerings.

Skipton's current Easy Access Issue 3 is 3.8% and their Single Access Issue 2 is 4.8%. 

castle96

Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
Do I have to open /use the app, as I prefer to use PC

jak22

Rate changes and shuffling funds have been quiet for a couple of months now but it looks likes it going to start again with NLA top paying accounts start to drop - all those accounts left with open small amounts will come into their own again. Posts with reminders about notice periods expiring will be useful, even though there's a shift towards just 14 days notice. There is also a new 20K ISA allowance in just a month which is another option. 

masonic

castle96 said:

Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
Do I have to open /use the app, as I prefer to use PC

We heard you the first time See above posts.

I did the same. I don't generally expect COP to work on a newly opened savings account. Usually takes time to set this if at all. I took the risk with my £1.

Aidanmc

intalex said:

Bridlington1 said:

For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

EDIT:
Interest rate reduction will come into effect from 20th May.

Skipton base rate tracker, you're coming on soon, start warming up...

Are you talking about Issue 5, currently 5.06%?

allegro120

Aidanmc said:

intalex said:

Bridlington1 said:

For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

EDIT:
Interest rate reduction will come into effect from 20th May.

Skipton base rate tracker, you're coming on soon, start warming up...

Are you talking about Issue 5, currently 5.06%?

Yes, this is the one.  As other variables will be going further below the base rate, Skipton tracker might become the best paying EA.