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The Top Easy Access Savings Discussion Area

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  • soulsaver
    soulsaver Posts: 6,629 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 March 2024 at 5:56PM
    castle96 said:
    Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
    Do I have to open /use the app, as I prefer to use PC
    Give it 24 hours (or maybe 'til Monday) and it will..
  • allegro120
    allegro120 Posts: 1,926 Forumite
    1,000 Posts Second Anniversary Name Dropper
    intalex said:
    For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

    EDIT:
    Interest rate reduction will come into effect from 20th May.
    Skipton base rate tracker, you're coming on soon, start warming up...
    Indeed, it is starting to look like Skipton tracker will soon be at the top of EA table.  I'm glad I've grabbed this product when it was available.
  • mebu60
    mebu60 Posts: 1,645 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    intalex said:
    For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

    EDIT:
    Interest rate reduction will come into effect from 20th May.
    Skipton base rate tracker, you're coming on soon, start warming up...
    Indeed, it is starting to look like Skipton tracker will soon be at the top of EA table.  I'm glad I've grabbed this product when it was available.
    Skipton must be aware that when they reduce the Single Access Issue 1 (NLA) from 5.15% by 0.1% or more a fair chunk of funds from that product will move to the BR Tracker Issue 5 at 5.06% until 15:11:25. Might not be long before it's higher than fixed rate offerings.

    Skipton's current Easy Access Issue 3 is 3.8% and their Single Access Issue 2 is 4.8%. 
  • castle96
    castle96 Posts: 2,980 Forumite
    Part of the Furniture 1,000 Posts
    Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
    Do I have to open /use the app, as I prefer to use PC
  • jak22
    jak22 Posts: 401 Forumite
    100 Posts Second Anniversary
    Rate changes and shuffling funds have been quiet for a couple of months now but it looks likes it going to start again with NLA top paying accounts start to drop - all those accounts left with open small amounts will come into their own again. Posts with reminders about notice periods expiring will be useful, even though there's a shift towards just 14 days notice. There is also a new 20K ISA allowance in just a month which is another option. 
  • masonic
    masonic Posts: 27,335 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    castle96 said:
    Cynergy - just opened re Santander backup. Santander do not recognise the account No.   ??
    Do I have to open /use the app, as I prefer to use PC
    We heard you the first time ;) See above posts.
    I did the same. I don't generally expect COP to work on a newly opened savings account. Usually takes time to set this if at all. I took the risk with my £1.
  • Aidanmc
    Aidanmc Posts: 1,326 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    intalex said:
    For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

    EDIT:
    Interest rate reduction will come into effect from 20th May.
    Skipton base rate tracker, you're coming on soon, start warming up...

    Are you talking about Issue 5, currently 5.06%?
  • allegro120
    allegro120 Posts: 1,926 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Aidanmc said:
    intalex said:
    For those who have it the NLA Santander Easy Access Saver Limited Edition (Issue 3) to reduce from 5.2% to 4.2% from 8/5/24.

    EDIT:
    Interest rate reduction will come into effect from 20th May.
    Skipton base rate tracker, you're coming on soon, start warming up...

    Are you talking about Issue 5, currently 5.06%?
    Yes, this is the one.  As other variables will be going further below the base rate, Skipton tracker might become the best paying EA.
  • My Skipton EA saver says 4.95%, which one would that be?
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