The Top Easy Access Savings Discussion Area

ircE

Bridlington1 said:

They don't have an online non-ISA EA account that lets you keep a £1 balance but they have an E-ISA with a £1 minimum balance which could fit the bill when the new ISA rules come into play next month.

Alternatively if you're just looking to retain membership, there is the Access Saver (£1 min) that can be opened by post. I've found Leeds are happy to send out application packs with a prepaid envelope if requested. 

The other option could be to open the Regular Saver at 5.25%, it's £100 min but pays a better rate.

Also of note is that for branch/post accounts Leeds will let you manage the account by phone, including withdrawals/closure by faster payment if needed.

Thanks - just did a search and turns out there's a branch in the middle of London near(ish) my workplace so I'll pop over and go down the Access Saver route.

allegro120

Bridlington1 said:

ircE said:

Looking to close my Leeds BS 5.1% account as I don't need it any more and leaving £1 in another account just to keep something open/maintain membership... is it right that they don't have an online EA account like this? Closest thing I can find is a £100 min account that pays 2.45%

The other option could be to open the Regular Saver at 5.25%, it's £100 min but pays a better rate.

Leeds BS. After about 10 years break I've decided to restart my membership and opened RS for this purpose yesterday.  Am I correct thinking that all I need to do is to make initial deposit of £100 and that will keep the account alive (i.e. no further deposits required)?  

Bridlington1

allegro120 said:

Bridlington1 said:

ircE said:

Looking to close my Leeds BS 5.1% account as I don't need it any more and leaving £1 in another account just to keep something open/maintain membership... is it right that they don't have an online EA account like this? Closest thing I can find is a £100 min account that pays 2.45%

The other option could be to open the Regular Saver at 5.25%, it's £100 min but pays a better rate.

Leeds BS. After about 10 years break I've decided to restart my membership and opened RS for this purpose yesterday.  Am I correct thinking that all I need to do is to make initial deposit of £100 and that will keep the account alive (i.e. no further deposits required)?  

That's correct. 

10_66

Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).

wiseonesomeofthetime

Gatehouse Easy Access reducing from 5.06% gross to 4.76% gross on 3 April 2024

cadguy77

10_66 said:

Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).

My email states 4.76% gross

mebu60

If Charter and YBS are planning to reduce their EA rates (5.13% and 5.1% respectively) I would be grateful if they could announce it today before becoming recipients of my Shawbrook funds (5.11% to 5.0% tomorrow). 

10_66

cadguy77 said:

10_66 said:

Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).

My email states 4.76% gross

Mine says 4.66% Gross, mine's paid monthly.

Bobblehat

10_66 said:

cadguy77 said:

10_66 said:

Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).

My email states 4.76% gross

Mine says 4.66% Gross, mine's paid monthly.

Same email .... 4.66% paid monthly! 

BooJewels

cadguy77 said:

10_66 said:

Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).

My email states 4.76% gross

Is that perhaps the difference between monthly paid interest and annual?  I've found that I tend to get emails about interest rate changes that state the rate applicable to the option I've personally chosen.