We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1192519261928193019312003

Comments

  • allegro120
    allegro120 Posts: 2,644 Forumite
    1,000 Posts Third Anniversary Name Dropper
    ircE said:
    Looking to close my Leeds BS 5.1% account as I don't need it any more and leaving £1 in another account just to keep something open/maintain membership... is it right that they don't have an online EA account like this? Closest thing I can find is a £100 min account that pays 2.45% :s
    The other option could be to open the Regular Saver at 5.25%, it's £100 min but pays a better rate.
    Leeds BS. After about 10 years break I've decided to restart my membership and opened RS for this purpose yesterday.  Am I correct thinking that all I need to do is to make initial deposit of £100 and that will keep the account alive (i.e. no further deposits required)?  
  • Bridlington1
    Bridlington1 Posts: 4,823 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    ircE said:
    Looking to close my Leeds BS 5.1% account as I don't need it any more and leaving £1 in another account just to keep something open/maintain membership... is it right that they don't have an online EA account like this? Closest thing I can find is a £100 min account that pays 2.45% :s
    The other option could be to open the Regular Saver at 5.25%, it's £100 min but pays a better rate.
    Leeds BS. After about 10 years break I've decided to restart my membership and opened RS for this purpose yesterday.  Am I correct thinking that all I need to do is to make initial deposit of £100 and that will keep the account alive (i.e. no further deposits required)?  
    That's correct. 
  • 10_66
    10_66 Posts: 3,550 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,639 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 4 March 2024 at 9:40AM
    Gatehouse Easy Access reducing from 5.06% gross to 4.76% gross on 3 April 2024
  • cadguy77
    cadguy77 Posts: 87 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    10_66 said:
    Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).
    My email states 4.76% gross
  • mebu60
    mebu60 Posts: 1,959 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    If Charter and YBS are planning to reduce their EA rates (5.13% and 5.1% respectively) I would be grateful if they could announce it today before becoming recipients of my Shawbrook funds (5.11% to 5.0% tomorrow). 
  • 10_66
    10_66 Posts: 3,550 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    cadguy77 said:
    10_66 said:
    Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).
    My email states 4.76% gross
    Mine says 4.66% Gross, mine's paid monthly.
  • Bobblehat
    Bobblehat Posts: 1,230 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    10_66 said:
    cadguy77 said:
    10_66 said:
    Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).
    My email states 4.76% gross
    Mine says 4.66% Gross, mine's paid monthly.
    Same email .... 4.66% paid monthly! 
  • BooJewels
    BooJewels Posts: 3,151 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    cadguy77 said:
    10_66 said:
    Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).
    My email states 4.76% gross
    Is that perhaps the difference between monthly paid interest and annual?  I've found that I tend to get emails about interest rate changes that state the rate applicable to the option I've personally chosen.
  • cadguy77
    cadguy77 Posts: 87 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    BooJewels said:
    cadguy77 said:
    10_66 said:
    Gatehouse Easy Access reducing to 4.66% Gross w.e.f. 3/4/24 (email today).
    My email states 4.76% gross
    Is that perhaps the difference between monthly paid interest and annual?  I've found that I tend to get emails about interest rate changes that state the rate applicable to the option I've personally chosen.
    Yes. This is the case here.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.