The Top Easy Access Savings Discussion Area

BooJewels

ColdIron said:

BooJewels said:

Thanks for the assorted heads up about the new issue 5 Skipton Base Rate Tracker, I managed to open it and close my issue 3 (which was 0.9% below base) in about 5 minutes and get an extra 0.68% on those funds for minimal effort.  Much appreciated.

I did the same but am having a devil of a job getting my nominated account for withdrawals verified, it is not shared between accounts

Be careful of closing the BRT Issue 3 if it is the only verified account you have with Skipton until you know you have a route for withdrawal

I hadn't spotted that, as I did it quickly as I needed to do something else, so was going to return to it anyway.  I do have an easy access saver that receives interest from fixes, which I then feed into their regular saver, so I can withdraw that way if required.  I seem to think last time, when I went to add nominated accounts, it gave me the option to use the ones already set up for the easy access.  I shall check later.

janusd

BooJewels said:

ColdIron said:

BooJewels said:

Thanks for the assorted heads up about the new issue 5 Skipton Base Rate Tracker, I managed to open it and close my issue 3 (which was 0.9% below base) in about 5 minutes and get an extra 0.68% on those funds for minimal effort.  Much appreciated.

I did the same but am having a devil of a job getting my nominated account for withdrawals verified, it is not shared between accounts

Be careful of closing the BRT Issue 3 if it is the only verified account you have with Skipton until you know you have a route for withdrawal

I hadn't spotted that, as I did it quickly as I needed to do something else, so was going to return to it anyway.  I do have an easy access saver that receives interest from fixes, which I then feed into their regular saver, so I can withdraw that way if required.  I seem to think last time, when I went to add nominated accounts, it gave me the option to use the ones already set up for the easy access.  I shall check later.

once a nominated account is setup, it can be duplicated for use in the other accounts - though if you've added a reference when creating it, it will use the same for all the withdrawals - regardless of the account withdrawing from... not a biggie, but I just did this and can't be bothered to go back in and use separate references for each account. 

ColdIron

janusdesign said:

BooJewels said:

ColdIron said:

BooJewels said:

Thanks for the assorted heads up about the new issue 5 Skipton Base Rate Tracker, I managed to open it and close my issue 3 (which was 0.9% below base) in about 5 minutes and get an extra 0.68% on those funds for minimal effort.  Much appreciated.

I did the same but am having a devil of a job getting my nominated account for withdrawals verified, it is not shared between accounts

Be careful of closing the BRT Issue 3 if it is the only verified account you have with Skipton until you know you have a route for withdrawal

I hadn't spotted that, as I did it quickly as I needed to do something else, so was going to return to it anyway.  I do have an easy access saver that receives interest from fixes, which I then feed into their regular saver, so I can withdraw that way if required.  I seem to think last time, when I went to add nominated accounts, it gave me the option to use the ones already set up for the easy access.  I shall check later.

once a nominated account is setup, it can be duplicated for use in the other accounts

Not for me, it wasn't for the Bonus Saver or Member Regular Saver

Was it an option in the app? I use online banking

The customer service people (three of them) could not transfer it either

janusd

ColdIron said:

janusdesign said:

BooJewels said:

ColdIron said:

BooJewels said:

Thanks for the assorted heads up about the new issue 5 Skipton Base Rate Tracker, I managed to open it and close my issue 3 (which was 0.9% below base) in about 5 minutes and get an extra 0.68% on those funds for minimal effort.  Much appreciated.

I did the same but am having a devil of a job getting my nominated account for withdrawals verified, it is not shared between accounts

Be careful of closing the BRT Issue 3 if it is the only verified account you have with Skipton until you know you have a route for withdrawal

I hadn't spotted that, as I did it quickly as I needed to do something else, so was going to return to it anyway.  I do have an easy access saver that receives interest from fixes, which I then feed into their regular saver, so I can withdraw that way if required.  I seem to think last time, when I went to add nominated accounts, it gave me the option to use the ones already set up for the easy access.  I shall check later.

once a nominated account is setup, it can be duplicated for use in the other accounts

Not for me, it wasn't for the Bonus Saver or Member Regular Saver

Was it an option in the app? I use online banking

The customer service people (three of them) could not transfer it either

sounds like we have the same 3 accounts! 
I did it via online banking too - I setup the nominated account for the tracker (via the "Nominated Accounts" link in the menu)... when I then did the same for the other two accounts (again via the Nominated Accounts link), it showed an option to use the existing account or add a new one... choosing the existing option, added the previously entered nominated account to the RS account and then I repeated the process for the Bonus account.

friolento

ColdIron said:

janusdesign said:

BooJewels said:

ColdIron said:

BooJewels said:

Thanks for the assorted heads up about the new issue 5 Skipton Base Rate Tracker, I managed to open it and close my issue 3 (which was 0.9% below base) in about 5 minutes and get an extra 0.68% on those funds for minimal effort.  Much appreciated.

I did the same but am having a devil of a job getting my nominated account for withdrawals verified, it is not shared between accounts

Be careful of closing the BRT Issue 3 if it is the only verified account you have with Skipton until you know you have a route for withdrawal

I hadn't spotted that, as I did it quickly as I needed to do something else, so was going to return to it anyway.  I do have an easy access saver that receives interest from fixes, which I then feed into their regular saver, so I can withdraw that way if required.  I seem to think last time, when I went to add nominated accounts, it gave me the option to use the ones already set up for the easy access.  I shall check later.

once a nominated account is setup, it can be duplicated for use in the other accounts

Not for me, it wasn't for the Bonus Saver or Member Regular Saver

Was it an option in the app? I use online banking

The customer service people (three of them) could not transfer it either

From what I can see, there isn't an option for duplicating but it's easy to add a nominated current account in your name in online banking and then confirm it with a security code generated in your app.This might involve authorising your app for your current phone, which is again something that can be initiated from online banking and needs confirmation in your app. All in all I found it not very difficult or lenghty to do but didn't know I needed to do it, so thank you for the heads up. 

Mind you, I have an easy access account at Skipton, to which I must have added a nominated account many moons ago, and I could internally transfer from the tracker to the easy access, and then withdraw to my current account from there.

ColdIron

It seems none of these options are any longer open to me as I have (foolishly) closed the BRT 3. I didn't set up verification for the other 2 as verifying the BRT 3 was hard enough. Online verification failed as did uploading a pdf statement. When I went to my not so local branch it (with a paper statement ordered from Barclays) it had been magically verified by then

CSR 1 and 2 were no help but CSR 3 has given me an email address to post the pdf so if/when that succeeds I will try the combination of online and app

If I have the will to live after that I'll open an Easy Access account as the 3 I have ultimately expire

ColdIron

Hurrah. Skipton have verified my account using an emailed statement. Less than 2 hours, impressively fast

janusdesign said:

when I then did the same for the other two accounts (again via the Nominated Accounts link), it showed an option to use the existing account or add a new one... choosing the existing option

Yes, now that I have a verified account I can see that I have the option to add it to other accounts, thanks

My advice still stands:

Be careful of closing the BRT Issue 3 if it is the only verified account you have with Skipton until you know you have a route for withdrawal

Thanks for all the advice

BooJewels

Jolly good @ColdIron - I was just coming to say that I've now gone in to mine and sorted it for the new base rate tracker and didn't have nominated accounts for the regular saver either, so they're all updated now.

I noted what I did as I went through it to post here, so might as well add it, in case it helps anyone else.  When logged in to the internet banking page (not app) in the left hand menu is an item 'Nominated Accounts' that leads to a page with all your Skipton accounts listed and it shows under each one if you have accounts set up or not - showing what they are.  There's buttons under each account for [Edit Accounts] or [+Add New Account].  If you edit accounts, it gives you the option to choose from ones already in use and you add each one individually.

jaceyboy

FYI - you cannot open a joint instant access savings account with Metro Bank unless you visit a branch

Zaul22

I don't know whether to consider that Skipton account good or not. I have 3 accounts better than it, they are all NLA issues now but they still exist. People say base rate trackers become good when rates go down but competition still exists.