The Top Easy Access Savings Discussion Area

Bridlington1

BlackthornU said:

Bridlington1 said:

nekro9t2 said:

Part of the Ulster Bank application process asks for you to select a branch but I can't find any near me (London).  What have other people selected?

I just searched for a random place in Northern Ireland and a few different branches popped up. It doesn't really matter which branch you select so go for whichever takes your fancy.

Ulster tell you - 
Your account will need to be opened at the Belfast City Office branch and your sort code will be 980060. You will be provided with guidance to select this branch as part of your application. 

Apologies for the misinformation. I was thinking of their current account application and had assumed it would be the same for the savings account. My post has now been deleted. That'll teach me not to double check the terms and conditions before posting.

kjs31

friolento said:

tg99 said:

Can you see current interest rate in the app or on online banking for the Metro savings account?

I can see it in the app. Probably also online but I don't log in there if I don't have to.

When did the increased interest rate appear in the app? I opened an account via the app yesterday and stuck £500 in. This morning the interest rate still shows as 1.64%. Oh and the 79p was what I had left in my old Marcus account. Thought I would close that one now. 

[Removed by Forum Team]

ColdIron

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flaneurs_lobster

kjs31 said:

friolento said:

tg99 said:

Can you see current interest rate in the app or on online banking for the Metro savings account?

I can see it in the app. Probably also online but I don't log in there if I don't have to.

When did the increased interest rate appear in the app? I opened an account via the app yesterday and stuck £500 in. This morning the interest rate still shows as 1.64%. 

Did you fund the account late in the day? Can only think that they check eligibility balance at, say,16:30 and you've added funds after the cut-off? 

kjs31

flaneurs_lobster said:

Did you fund the account late in the day? Can only think that they check eligibility balance at, say,16:30 and you've added funds after the cut-off? 

Yes I opened it last night. Did check the T&Cs. Probably the words ‘closing balance’ mean 4.30 then. I will check again tomorrow. 

kjs31

ColdIron said:

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Oops! Thanks! 

Eirambler

Good to see that as of today, probably for the first time in a long time, all the top easy access savings rates now beat the inflation rate.

pokemaster

Leeds BS Limited Issue Online Access Account (Issue 52)

5% 

Interest Paid

On Maturity (5.1.25)

Min Deposit: £1,000

Source: MoneyFacts

janusd

@soulsaver

Skipton BS Tracker Account Issue 5 - 5.06% (£1 - £1,000,000) - Monthly or Annual interest
"The rate of interest is guaranteed to track 0.19% below the Bank of England Base Rate for 24 months."
Base Rate Tracker - Skipton Building Society

intalex

janusdesign said:

@soulsaver

Skipton BS Tracker Account Issue 5 - 5.06% (£1 - £1,000,000) - Monthly or Annual interest
"The rate of interest is guaranteed to track 0.19% below the Bank of England Base Rate for 24 months."
Base Rate Tracker - Skipton Building Society

Bye bye Newcastle BR tracker...