The Top Easy Access Savings Discussion Area

brucefan_2

janusdesign said:

@soulsaver

Skipton BS Tracker Account Issue 5 - 5.06% (£1 - £1,000,000) - Monthly or Annual interest
"The rate of interest is guaranteed to track 0.19% below the Bank of England Base Rate for 24 months."
Base Rate Tracker - Skipton Building Society

Thanks for the heads-up on this. Account opened and funds transferred internally within a couple of minutes - all done in-app and very smooth.

allegro120

wiseonesomeofthetime said:

janusdesign said:

@soulsaver

Skipton BS Tracker Account Issue 5 - 5.06% (£1 - £1,000,000) - Monthly or Annual interest
"The rate of interest is guaranteed to track 0.19% below the Bank of England Base Rate for 24 months."
Base Rate Tracker - Skipton Building Society

Thanks, but having rushed to open similar type accounts as they appeared over the last few months, only for them to abandoned within days, I think I shall pass on this occasion.

But then I do have Barclays Rainy Day at 5.12%, Santander at 5.20%, Beehive at 5.20% and Gatehouse at 5.23% at the moment, and personally do not foresee any upward movement in rates in the near future (could be wrong of course!)

In variable rate environment this Skipton tracker can become useful in future.  It can also become NLA. The account opens in few clicks for existing members and probably very easy to open for new customers.  Needs only £1 to operate. I grabbed it immediately without giving it much thought.

wiseonesomeofthetime

I've followed the crowd 😂😂

Skipton Tracker opened and £ lodged 👍

Less than five minutes.

SeriousHoax

wiseonesomeofthetime said:

I've followed the crowd 😂😂

Skipton Tracker opened and £ lodged 👍

Less than five minutes.

I might as well follow the crowd as well then.😄

Digital_Payback

SeriousHoax said:

wiseonesomeofthetime said:

I've followed the crowd 😂😂

Skipton Tracker opened and £ lodged 👍

Less than five minutes.

I might as well follow the crowd as well then.😄

Don’t follow the crowd. 

Follow the ones in the know! 😀😀

S_uk

wiseonesomeofthetime said:

I've followed the crowd 😂😂

Skipton Tracker opened and £ lodged 👍

Less than five minutes.

Nothing lost, potentially something gained.

Middle_of_the_Road

As everyone is jumping on this, I've gone and opened it, in spite my earlier post. I still doubt it'll be receiving any meaningful deposits. Happy to be proved wrong though.

happybagger

Ditto, simply because a lot of the decent EA accounts I have open atm have a 'maturity' (cahoot, Santander, etc) along with Hanley which is closed to additional deposits (though this may change if they have outflows)

Freebird53

wiseonesomeofthetime said:

janusdesign said:

@soulsaver

Skipton BS Tracker Account Issue 5 - 5.06% (£1 - £1,000,000) - Monthly or Annual interest
"The rate of interest is guaranteed to track 0.19% below the Bank of England Base Rate for 24 months."
Base Rate Tracker - Skipton Building Society

Thanks, but having rushed to open similar type accounts as they appeared over the last few months, only for them to abandoned within days, I think I shall pass on this occasion.

But then I do have Barclays Rainy Day at 5.12%, Santander at 5.20%, Beehive at 5.20% and Gatehouse at 5.23% at the moment, and personally do not foresee any upward movement in rates in the near future (could be wrong of course!)

I've not been following as much lately, which Gatehouse account is @ 5.23 please?

allegro120

Freebird53 said:

wiseonesomeofthetime said:

janusdesign said:

@soulsaver

Skipton BS Tracker Account Issue 5 - 5.06% (£1 - £1,000,000) - Monthly or Annual interest
"The rate of interest is guaranteed to track 0.19% below the Bank of England Base Rate for 24 months."
Base Rate Tracker - Skipton Building Society

Thanks, but having rushed to open similar type accounts as they appeared over the last few months, only for them to abandoned within days, I think I shall pass on this occasion.

But then I do have Barclays Rainy Day at 5.12%, Santander at 5.20%, Beehive at 5.20% and Gatehouse at 5.23% at the moment, and personally do not foresee any upward movement in rates in the near future (could be wrong of course!)

I've not been following as much lately, which Gatehouse account is @ 5.23 please?

https://gatehousebank.com/personal/savings/easy-access - under review, so currently not available. I've opened it on 9th June when they offered the top rate, didn't stay top for long so I reduced my balance to £1, on 3rd November they've increased the rate to 5.11% EPR (5.23% AER).