The Top Easy Access Savings Discussion Area

soulsaver

ToTP (EA ranked by rate)  As at 12.00 18/11 - all links checked. Original, with additional info., continuously updated, linked in my signature.

Note: Gatehouse EA 5.23% may be still available to existing customers? And you can easily become an existing customer.. 

1 Metro Bank Limited Edition Instant Access  5.22% (10/11) **Risk? Note discussion here.**

2 Ulster Bank Loyalty Svr  5.20% £5k+ (29/09)

3 Cynergy Online EA iss 68  5.15% (05/10)

4 Hampshire Trust Bank Online E A  (Iss15) - 5.15% (13/11)

5 Close Brothers EA  5.15% £10k min (26/10).

6 Beehive Limited Issue 5.15% (inc 1st yr bonus). £1k min opening (07/11)

7 Skipton BS Single Access 5.15% £15kmin (13/10)

8 Cahoot Simple Saver 5.12% (09/10)

9 Virgin Money Defined Access E-Saver issue 19  'Tri' 5.12% (04/10) 

10 Secure Trust Access Account Issue 9  5.10% £1kmin (05/10).

11 Yorkshire BS Loyalty Six Access  5.10% (04/10)

inkydolphin

After a severe attack of FOMO I now have a Skipton base rate tracker savings account...

SickGroove

Does the Gatehouse 5.23% EA allow for unlimited withdrawals?

nightowl888

Gatehouse - yes unlimited withdrawals

friolento

I can confirm you can open the 5.23% account as an existing customer. Online banking only, not via the app.

I had a slight panic as at the end of the application, they said the account was now open, and they had taken my opening deposit from my existing account, as requested by me. But there was no sign of the new account, not even after logging out and in again.Turns out it takes about 5 minutes before the new account does show, so panic over now.

It is also easy to close an existing account, by transferring the balance to the new account.

mebu60

Just looked at opening the Metro EA 5.22% online. According to the blurb I would need original photo id and be able to take a selfie! Given their other issues I went no further with the application process. I have EA accounts ranging from 5.15% - 5.23% so no pressing need. 

linz

inkydolphin said:

After a severe attack of FOMO I now have a Skipton base rate tracker savings account...

Also jumped on the Skipton FOMO bandwagon 😄

SickGroove

Do Gatehouse apply payments sent into the EA over the weekend?

i sent a £1 test payment from my nominated account about 1ish this afternoon but not yet arrived at Gatehouse. I checked & double checked all account details before sending the test payment.

Bigwheels1111

SickGroove said:

Do Gatehouse apply payments sent into the EA over the weekend?

i sent a £1 test payment from my nominated account about 1ish this afternoon but not yet arrived at Gatehouse. I checked & double checked all account details before sending the test payment.

I opened mine last night and made a payment around 22.30pm.
Got a text today at 11.00am, deposit arrived and credited to my account.

friolento

SickGroove said:

Do Gatehouse apply payments sent into the EA over the weekend?

i sent a £1 test payment from my nominated account about 1ish this afternoon but not yet arrived at Gatehouse. I checked & double checked all account details before sending the test payment.

Looks like they only process deposits and withdrawals on working days. I was going to move my balance from Ulster Bank to Gatehouse but at Ulster I get 24 x 7 instant deposits and withdrawals, so I'll stick with 5.2% at Ulster for the convenience.