The Top Easy Access Savings Discussion Area

Mexicoe

ircE said:

I find this table super useful!   After a lot of chopping and changing I am now specifically looking for "True Instant EA" accounts (as you call them) with zero (or £1 max) minimum balance and Monthly interest.  (i.e. completely flexible accounts).  Thanks for tracking beyond the Top handful of accounts

mebu60

CheekyMikey said:

mebu60 said:

VXman said:

Steve_xx said:

It's a pity that this thread has lapsed into nonsensical banter, causing an ever longer thread, making it very difficult to glean anything useful that's posted.

Good point. Just to bring it back on topic. What is the best easy access savings account at the moment?

If only someone was prepared to spend their own time compiling and maintaining a top EA rates table in a 'no chat' thread free of nonsensical banter.

Top Easy Access acs Ranked: Top of The Pots - **No Chat** — MoneySavingExpert Forum

If only someone started a ‘nonsensical banter’ thread and kept this one purely for pertinent discussion of ea savings accounts

Nothing stopping you from starting one. 

jaypers

Just received this from Zopa……..

According to YouGov, the average Brit spends over £600 on Christmas, with £300 of that going towards presents and £100 on food and drink — that’s a lot of roasties! To give you a helping hand this year, we’re offering you the chance to win the cost of Christmas.

The prizes up for grabs

3 x £650 5 x £300 12 x £100

How to enter

To be in with the chance to win, simply open a new 31-day Boosted interest pot* in your Smart Savings Hub and deposit £10 before 30 November 2023. Then, each week of November that you top up your pot by a minimum of £10, you’ll get another entry in the prize draw — meaning you can earn up to 5 entries.

What happens next

We’ll select 20 lucky prize winners at random on 1 December 2023. If you’ve won, we’ll let you know via email. Your prize money will be paid into the most recently used bank account linked to your Smart Savings Hub, so it's worth checking whether this is up to date

pecunianonolet

jaypers said:

Just received this from Zopa……..

According to YouGov, the average Brit spends over £600 on Christmas, with £300 of that going towards presents and £100 on food and drink — that’s a lot of roasties! To give you a helping hand this year, we’re offering you the chance to win the cost of Christmas.

The prizes up for grabs

3 x £650 5 x £300 12 x £100

How to enter

To be in with the chance to win, simply open a new 31-day Boosted interest pot* in your Smart Savings Hub and deposit £10 before 30 November 2023. Then, each week of November that you top up your pot by a minimum of £10, you’ll get another entry in the prize draw — meaning you can earn up to 5 entries.

What happens next

We’ll select 20 lucky prize winners at random on 1 December 2023. If you’ve won, we’ll let you know via email. Your prize money will be paid into the most recently used bank account linked to your Smart Savings Hub, so it's worth checking whether this is up to date

Should have opted for higher values in my recent yougov survey lol

flaneurs_lobster

Well I've no idea if the Zopa Happy Xmas draw is invite-only but I've opened a new 31-day Pot with a tenner anyway.

CheekyMikey

mebu60 said:

CheekyMikey said:

mebu60 said:

VXman said:

Steve_xx said:

It's a pity that this thread has lapsed into nonsensical banter, causing an ever longer thread, making it very difficult to glean anything useful that's posted.

Good point. Just to bring it back on topic. What is the best easy access savings account at the moment?

If only someone was prepared to spend their own time compiling and maintaining a top EA rates table in a 'no chat' thread free of nonsensical banter.

Top Easy Access acs Ranked: Top of The Pots - **No Chat** — MoneySavingExpert Forum

If only someone started a ‘nonsensical banter’ thread and kept this one purely for pertinent discussion of ea savings accounts

Nothing stopping you from starting one. 

Other than me not having any interest in nonsensical banter I suppose I could…

coastline

BOE held rates at 5.25% today..

United Kingdom Interest Rate (tradingeconomics.com)

Bonds ain't moving much in last few weeks.

UK 10 Year Gilt Bond Yield - Quote - Chart - Historical Data - News (tradingeconomics.com)

Eirambler

Another month of "nonsensical banter" and not much in the way of improved savings offerings on the way on this thread then. 😀

The additional commentary issued by the BoE strongly suggests that that the current high rates (by recent standards) are expected to stay in place for the long term. They have been wrong before though.

ircE

I've just started an off-topic general discussion thread for this board. Although I do tweak the label of "nonsensical" banter...

https://forums.moneysavingexpert.com/discussion/6482745/general-discussion-and-whimsical-banter/

TomDolan

just received email from Gatehouse :