The Top Easy Access Savings Discussion Area

masonic

Mr._H_2 said:

martinm1 said:

somsman said:

martinm1 said:

It was a pop up in the app.  I tried to screenshot but it wouldn't let me. No money has gone out of the account yet.  It has a zero balance though.

Same as this one I got? I wouldn't worry about it, think they didn't consider the fact that many of us haven't "qualified" to pay the fee, and just sent it out to everyone regardless.

Also looking through the key facts why would anyone put any money in the edge current to cover fees.  If you go overdrawn because of the fee there are no overdraft charges to pay.

Because it’s not clear what would happen to your credit file if you were to go into the unauthorised overdraft. Doesn’t feel like a big deal having £3 in there just in case.

You'd generally need to maintain an unauthorised overdraft for a late payment status to be reported on your credit file. You might see a credit balance of -£3 reported if it was applied close to the date Santander reports to a CRA and not cleared in time.

Personally, I'm happy to take the risk and endeavour to act on an alert same day, which would prevent both scenarios. Ultimately, they don't currently have provision to charge the fee in the T&Cs, so I'd be challenging it anyway.

martinm1

inkydolphin said:

On my android phone it does a screenshot if I hold the down-volume and power buttons at the same time. Presume most phones have similar.

On my android it doesn't take the shot when in the santander app 'for security reasons' it says to me.

inkydolphin

BooJewels said:

inkydolphin said:

On my android phone it does a screenshot if I hold the down-volume and power buttons at the same time. Presume most phones have similar.

I think the problem being alluded to is that most bank apps don't allow you to take screenshot within the app, for security purposes - even if your phone is perfectly capable of doing so. 

Oh I see. How annoying!

somsman

martinm1 said:

inkydolphin said:

On my android phone it does a screenshot if I hold the down-volume and power buttons at the same time. Presume most phones have similar.

On my android it doesn't take the shot when in the santander app 'for security reasons' it says to me.

I used an iphone, never been restricted from taking screenshots in any banking app.

kaMelo

Because Android is open source, app developers can choose what you can or can't do. IOS on the other hand is locked to what Apple decide is good for you.

flaneurs_lobster

kaMelo said:

Because Android is open source, app developers can choose what you can or can't do. IOS on the other hand is locked to what Apple decide is good for you.

Not only app developers, telcos are free to interact with Android as they wish - hence the mess that Wi-Fi Calling/Vo4G has become. On IOS it just works because Apple says it has to work our way or not at all.

pecunianonolet

Do we not have more important topics than Android/Apple and screenshots? Understand it might be important to some but guess less so for the majority. A bit more on topic would be nice as it's a bit far away from top easy access and we shouldn't be short of topics either of the direction things could go

BOE meeting 2nd November
Autumn statement 22nd November

Freebird53

I'm with PeculiarOmlette on this.

Pompeydave1967

Agree with Freebird53

ranciduk

I’m far too busy taking screenshots to decide yet