The Top Easy Access Savings Discussion Area

soulsaver

tg99 said:

pokemaster said:

cahoot cahoot Simple Saver (Issue 2)

5% / 5.12%

Monthly / Yearly interest

Source: Money Facts

Any idea if this rate has also been applied to the simple saver launched a couple of months back at 4.9%?

It hasn't. Looks like you need to apply... from scratch. 

Malchester

soulsaver said:

tg99 said:

pokemaster said:

cahoot cahoot Simple Saver (Issue 2)

5% / 5.12%

Monthly / Yearly interest

Source: Money Facts

Any idea if this rate has also been applied to the simple saver launched a couple of months back at 4.9%?

It hasn't. Looks like you need to apply... 

Yes, just checked mine. Still at old rate but simple to apply for new account and then transfer over. The 12 months starts again as far as I'm aware 

SJMALBA

Is there an existing customer application for Cahoot. or do you have to go through the full 'from scratch' application process?

friolento

SJMALBA said:

Is there an existing customer application for Cahoot. or do you have to go through the full 'from scratch' application process?

I had to do it from scratch, couldn't find any other way. The new account did show instantly in online banking.

janusdesign

SJMALBA said:

Is there an existing customer application for Cahoot. or do you have to go through the full 'from scratch' application process?

similar to @friolento, you have to apply from scratch - on completion, it says they'll contact you within 5 days, but as an existing customer, the account was setup instantly... I threw £1 in the old account and then transferred the previous balance from old to new... i'll probably keep both for now.

Bridlington1

@soulsaver
HTB Online EA Issue 14 now 5.09% (£1 min)

mebu60

Bridlington1 said:

@soulsaver
HTB Online EA Issue 14 now 5.09% (£1 min)

Thanks B1. Existing customer email sent as I only had token amount in Issue 13 at 4.55%. That takes their EA higher than 18 Month Bond Issue 24 issued in May at 5.02%. 

kjs31

janusdesign said:

similar to @friolento, you have to apply from scratch - on completion, it says they'll contact you within 5 days, but as an existing customer, the account was setup instantly... I threw £1 in the old account and then transferred the previous balance from old to new... i'll probably keep both for now.

Think I’ll give this a miss. It was one of the worst accounts to get set up the first time round and anyway they share FSCS protection with Santander and I grabbed their 5.2% account when it was available. 

pecunianonolet

Bridlington1 said:

@soulsaver
HTB Online EA Issue 14 now 5.09% (£1 min)

What are MSE user experiences with HTB, are they providing good service, fast payments in and out, etc? Do they also occasionally offer other competitive products? Is it worth opening yet another account to just stick £1 in?
Don't think they have an app, usually something that puts me off.

* T&C's say 30 days notice for any rate decreases. (This sort of info about notice periods might become a well discussed topic in the future)

mebu60

pecunianonolet said:

Bridlington1 said:

@soulsaver
HTB Online EA Issue 14 now 5.09% (£1 min)

What are MSE user experiences with HTB, are they providing good service, fast payments in and out, etc? Do they also occasionally offer other competitive products? Is it worth opening yet another account to just stick £1 in?
Don't think they have an app, usually something that puts me off.

* T&C's say 30 days notice for any rate decreases. (This sort of info about notice periods might become a well discussed topic in the future)

They've been fine for me so far. Have two 18 month bonds with them. Also had the previous issue EA sitting with minimal funding at 4.55%. Have sent existing customer email to open issue 14 then close and transfer issue 13. Usually takes a few days. If required sooner can call them.