We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1180918101812181418152003

Comments

  • Zaul22
    Zaul22 Posts: 385 Forumite
    Third Anniversary 100 Posts Name Dropper
    Cynergy went back down again last time they went up... is this their new trick?
  • allegro120
    allegro120 Posts: 2,035 Forumite
    1,000 Posts Second Anniversary Name Dropper
    I've given up on Cynergy, I closed my account with them a couple of weeks ago. I just couldn't bring myself to live with their wacky process every time they released another issue. It's  been no great loss as there are plenty of other accounts now that can replace them.
    I've had issue 56 with Cynergy, It was competitive for 18 days. Closed it and never bothered with any following issues.  I still keep authentication device on my phone in case Cynergy will come up with something worthwhile to get engaged again.
  • AndyTh_2
    AndyTh_2 Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 5 October 2023 at 10:58PM
    btw as annoying as Cynergy is with these new issues, this 5.15% gross annual makes an effective annual rate of 5.27% if closed in a month, due to the gross interest compounded in a new account after closure, which these new issues tend to change by.

    Not bad for a non-loyalty unlimited access savings account.
  • Is that anyone have issues to open VM 5.12% account? Their system is bad and asks you seven customer numbers which is 10. I could not get over. Think give up...
  • Shedman
    Shedman Posts: 1,581 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 October 2023 at 9:58AM
    Anyone else having issues with getting onto Cynergy...keep getting server not found?

    Edit:  all back up again...temporary glitch clearly
  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Something not right with Cynergy. I opened the new 5.15% Account yesterday after @Bridlington1 tipped us off. Usually it gets opened within about 10 mins. I got the "Thank you for your application" eMail, but not had the confirmation that the new account is open, nor is it showing in OLB.
  • UncleK
    UncleK Posts: 314 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    Yes Cynergy was much slower than usual to open and to transfer funds. But got there in the end without too much bother.
  • Shedman
    Shedman Posts: 1,581 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 October 2023 at 9:59AM
    TiVo_Lad said:
    Something not right with Cynergy. I opened the new 5.15% Account yesterday after @Bridlington1 tipped us off. Usually it gets opened within about 10 mins. I got the "Thank you for your application" eMail, but not had the confirmation that the new account is open, nor is it showing in OLB.
    Still not showing after the overnight refresh?  Have you perhaps hit the 20+ plus closed accounts limit (edit: I see from your earlier post you have as you've got 25 closed accounts) which a number of us have encountered and which means you have to apply using the normal application route and they then link it to your account.  Send them a message and get them to check...saves hanging around hoping it will appear.
  • janusd
    janusd Posts: 1,076 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 October 2023 at 10:20AM
    @soulsaver
    apologies if already posted, but couldn't see it mentioned here or in your #2 post on the no-chat thread - not good enough to make your top 10 though.

    Close Brothers Savings Easy Access Account (Issue 1) - 5.00% (£10k)
    interest on anniversary

    Easy Access Account | Close Brothers - Savings (closesavings.co.uk)
  • mebu60
    mebu60 Posts: 1,692 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    TiVo_Lad said:
    Something not right with Cynergy. I opened the new 5.15% Account yesterday after @Bridlington1 tipped us off. Usually it gets opened within about 10 mins. I got the "Thank you for your application" eMail, but not had the confirmation that the new account is open, nor is it showing in OLB.
    When that happened to me I just applied again the next day which went through fine and didn't fund the non-appearing one. Which is now one of my 25 closed accounts. 
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.