The Top Easy Access Savings Discussion Area

Tom9753

If not already mentioned, nationwide offer an 8% interest regular savings account. Can only put £200 a month in but a great way to maximise that spare cash! 

BestSeagull

Tom9753 said:

If not already mentioned, nationwide offer an 8% interest regular savings account. Can only put £200 a month in but a great way to maximise that spare cash! 

Hi Tom.
If you're interested in regular savers, there is a whole thread on the subject here https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1032

Silverbullet036

Chorley going to 5.3% , only 1 withdrawal. On their website now and reported on moneyfacts too

MeteredOut

Silverbullet036 said:

Chorley going to 5.3% , only 1 withdrawal. On their website now and reported on moneyfacts too

"Applicants must live in North West region of England (Lancashire, Merseyside, Greater Manchester, Cumbria & Cheshire) OR hold an existing Savings or Mortgage Account with ourselves"

phillw

pecunianonolet said:
So if interest is paid in March this tax year and presumably again in March next tax year I am not fully clear what the benefit would be between monthly or annual interest? 

I go for monthly interest for easy access accounts because if I move all the money to a higher rated account, then I can move the accrued interest without closing the account.

If you have a load of yearly interest accounts with different providers then you can get a position where they pay out in years that aren't beneficial to you due to differences in T&C, it's just better to avoid them where possible.

Bridlington1

@soulsaver
Secure Trust Access Account Issue 9 now 5.1% (£1k min).

mebu60

MeteredOut said:

Silverbullet036 said:

Chorley going to 5.3% , only 1 withdrawal. On their website now and reported on moneyfacts too

"Applicants must live in North West region of England (Lancashire, Merseyside, Greater Manchester, Cumbria & Cheshire) OR hold an existing Savings or Mortgage Account with ourselves"

Existing savings - of course I've just closed the EA as it was minimum £500 and transferred the ISA to Coventry! 

iNeed2P

Silverbullet036 said:

Chorley going to 5.3% , only 1 withdrawal. On their website now and reported on moneyfacts too

Good old Chorley eh?

gt94sss2

MeteredOut said:

Silverbullet036 said:

Chorley going to 5.3% , only 1 withdrawal. On their website now and reported on moneyfacts too

"Applicants must live in North West region of England (Lancashire, Merseyside, Greater Manchester, Cumbria & Cheshire) OR hold an existing Savings or Mortgage Account with ourselves"

Though if you are an existing customer and live outside the stated geographic area, Chorley's online application form will throw a wobbly..

southone

I just tried to open YBS 6 access esaver and it says NLA