Regular Savings Accounts: The Best Currently Available List!

Rudyson

pecunianonolet said:

Bridlington1 said:

pecunianonolet said:

Sent a secure message on 2nd October in the morning, followed up on the 5th in the evening. No response so far at all so I am really wondering how incompetent they are. Got both of the reg savers, asked them about pay in cut off times and about a potential date correction. No response whatsoever, so really out of my probably 60 accounts with many providers overall the worst ones I have came across.

On this point I've found it takes them quite a while to reply to secure messages but for some reason you'll usually get a much quicker response if you message them over facebook (within one working day each time I've messaged them but on one occasion within an hour) so for non-account specific enquiries such as questions about their cut off times you'd probably be better off sending them a message over facebook.

Thanks but I don't use facebook. I signed out of all (un)social media a while back and it's the best decision I made in a long time. I sent them a message before to ask if I really have to post a statement and if a copy is enough or if they insist on it being certified and my nominated account was verified electronically and got a response the next day. 

After phonong Monmouth (helpful as always), I downloaded a pdf bank statement and posted it off. I haven't heard anything from them, but your post reminded me, so I've just logged in. My bank account status is listed as 'approved for transfers.' Job done.

Yes, their processes take longer than the ideal, but I now effectively have a £600 a month 7 and a half percent reg saver, and don't have to contact them again for nearly a year. Very happy.

Nick_C

Re TSB Regular Saver.  I tried applying for one several times earlier this year and kept getting refused, even though the previous one had matured.  After several phone calls and asking to log a formal complaint, they gave me £25 compensation.

dcs34

Opened my last TSB one 14th October 2022 (was closed by Christmas), applied today and had the 'there is an existing contract' error message. Will try again in 5 days and report back!

dingling68

I tried applying for the TSB Regular Saver account today as my last one matured 6/7/23. I had a message to say I wasn't eligible so trying to find out more. I do have a current account with them and am of an appropriate age so not sure what the issue is

subjecttocontract

TSB.
I tried opening the new reg saver online this morning they told me there was a problem. Last reg saver account ended end of September so I should qualify. I tried again and got the not eligible message and a feedback form which I duly completed with rubbish scores. I logged back into TSB to find the new reg saver opened and ready to roll.

So, my suggestion is even though you get an error or you don't qualify message......just check the account isn't actually sitting there open, ready & waiting for you.

Middle_of_the_Road

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

Thanks. Had to open a Spend & Save current account, and set up a standing order to fund this monthly saver. Only allows one deposit per month by SO as I understood the depositing conditions.

I don't usually ask for an overdraft when opening new bank accounts, but their process was a bit different to the usual, whereby it said "check if you're eligible" and was surprised it offered £650.

PowerSavingMode

WillPS said:

I'm super happy with Monmouthshire FWIW, looking forward to saving more with them in the future.

I'm not so impressed (huge delays getting paperwork to me, etc, and even bigger problems getting online access) BUT I must admit that the telephone customer service (WHEN they finally phone you back) is excellent. I'm putting the negatives down to it being a relatively small BS that was inundated with the launch of its headline savings products of late.

pookey

My ybs loyalty regular esaver is maturing, it says the money will go into the 6 access esaver, is it possible to have it paid into another account please? My saver 13 has a better rate or would i need to wait for it to go into this and then transfer it again please? 


Also to anyone that has had it, can you roughly let me know how much interest you get, its had multiple interest rate increases so I'm not sure how much to expect. I put in £500 each month

happybagger

When mine matured I just let it cross into the 6AS then transferred out, since this was what the t&c's were that I signed up to. Payment was transferred out the next day. The difference on 4.15% and the rate you will be getting in your 'other' account for one day doesn't make it worth worrying about.

I got £183 but mine matured in July. You'll likely get a bit more than this as you will have had a longer period at a higher rate than I did.

pookey

happybagger said:

When mine matured I just let it cross into the 6AS then transferred out, since this was what the t&c's were that I signed up to. Payment was transferred out the next day. The difference on 4.15% and the rate you will be getting in your 'other' account for one day doesn't make it worth worrying about.

I got £183 but mine matured in July. You'll likely get a bit more than this as you will have had a longer period at a higher rate than I did.

Oh yes I know what you mean, i just was trying to bypass having another account opened and then having to close it. 

That's good to know, thank you i roughly worked out an average of £177.

I have to say I'm very impressed with YBS and all the increases they have been giving to us throughout the year.