Regular Savings Accounts: The Best Currently Available List!

Bridlington1

pecunianonolet said:

Sent a secure message on 2nd October in the morning, followed up on the 5th in the evening. No response so far at all so I am really wondering how incompetent they are. Got both of the reg savers, asked them about pay in cut off times and about a potential date correction. No response whatsoever, so really out of my probably 60 accounts with many providers overall the worst ones I have came across.

On this point I've found it takes them quite a while to reply to secure messages but for some reason you'll usually get a much quicker response if you message them over facebook (within one working day each time I've messaged them but on one occasion within an hour) so for non-account specific enquiries such as questions about their cut off times you'd probably be better off sending them a message over facebook.

pecunianonolet

Bridlington1 said:

pecunianonolet said:

Sent a secure message on 2nd October in the morning, followed up on the 5th in the evening. No response so far at all so I am really wondering how incompetent they are. Got both of the reg savers, asked them about pay in cut off times and about a potential date correction. No response whatsoever, so really out of my probably 60 accounts with many providers overall the worst ones I have came across.

On this point I've found it takes them quite a while to reply to secure messages but for some reason you'll usually get a much quicker response if you message them over facebook (within one working day each time I've messaged them but on one occasion within an hour) so for non-account specific enquiries such as questions about their cut off times you'd probably be better off sending them a message over facebook.

Thanks but I don't use facebook. I signed out of all (un)social media a while back and it's the best decision I made in a long time. I sent them a message before to ask if I really have to post a statement and if a copy is enough or if they insist on it being certified and my nominated account was verified electronically and got a response the next day. 

WillPS

I'm super happy with Monmouthshire FWIW, looking forward to saving more with them in the future.

Kazza242

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

pecunianonolet

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

"If you close your Monthly Saver before the end of the 12 month term, you won't be able to open another account before the first anniversary of this account."

Can we close/convert the existing 5% reg saver somehow to qualify to open the new one? Cleared mine down to £0 a long time ago when it became uncompetitive.

Bridlington1

pecunianonolet said:

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

"If you close your Monthly Saver before the end of the 12 month term, you won't be able to open another account before the first anniversary of this account."

Can we close/convert the existing 5% reg saver somehow to qualify to open the new one? Cleared mine down to £0 a long time ago when it became uncompetitive.

I've found TSB are very strict in this regard, their systems won't let you open or convert into a new regular saver until the 1 year anniversary of opening the previous regular saver.

flaneurs_lobster

Bridlington1 said:

pecunianonolet said:

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

"If you close your Monthly Saver before the end of the 12 month term, you won't be able to open another account before the first anniversary of this account."

Can we close/convert the existing 5% reg saver somehow to qualify to open the new one? Cleared mine down to £0 a long time ago when it became uncompetitive.

I've found TSB are very strict in this regard, their systems won't let you open or convert into a new regular saver until the 1 year anniversary of opening the previous regular saver.

It seems so, I'm guessing that this message when applying for the 6% RS means just that

There is a current contract of the requested product.

I had the previous RS from March until August when I closed it.

pecunianonolet

Thank you both.
With TSB IT often not working it was worth an ask to see if there is any way around it. 

allegro120

Bridlington1 said:

pecunianonolet said:

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

"If you close your Monthly Saver before the end of the 12 month term, you won't be able to open another account before the first anniversary of this account."

Can we close/convert the existing 5% reg saver somehow to qualify to open the new one? Cleared mine down to £0 a long time ago when it became uncompetitive.

I've found TSB are very strict in this regard, their systems won't let you open or convert into a new regular saver until the 1 year anniversary of opening the previous regular saver.

Just to confirm this:  I've tried to open it and at the end of application got this message: "There is a current contract of the requested product".  I opened my 5% monthly saver on 29th Jan (now closed), so I'll have to wait until 29th Jan.

orange-juice

allegro120 said:

Bridlington1 said:

pecunianonolet said:

Kazza242 said:

TSB has launched a new Monthly Saver, paying 6.00% (AER/fixed)

• This is a 12 month bond
• Pay in £25 - £250 per calendar month
• Maximum investment is £3,000
• The account is available to new and existing TSB current account holders only
• The account can be opened online or in branch
• Manage the account online, branch, mobile app or via telephone 
• Unlimited penalty-free withdrawals permitted

(The new rate will not apply to existing accounts).

Further details, here.

"If you close your Monthly Saver before the end of the 12 month term, you won't be able to open another account before the first anniversary of this account."

Can we close/convert the existing 5% reg saver somehow to qualify to open the new one? Cleared mine down to £0 a long time ago when it became uncompetitive.

I've found TSB are very strict in this regard, their systems won't let you open or convert into a new regular saver until the 1 year anniversary of opening the previous regular saver.

Just to confirm this:  I've tried to open it and at the end of application got this message: "There is a current contract of the requested product".  I opened my 5% monthly saver on 29th Jan (now closed), so I'll have to wait until 29th Jan.

Same error for me. I remember closing the 2.5% Reg saver and opening up the 5% soon afterwards without issues in the past. Maybe they have tightened up their it systems after all.