Regular Savings Accounts: The Best Currently Available List!

Kazza242

According to Moneyfacts, West Brom Building Society are launching 'Fixed Rate Regular Saver (issue 7)', paying 6.00%

• The account is available to open and manage in branch only.
• Pay in £10 - £250 per month
• Maximum account balance £3,000
• The account matures after 12 months

This may be useful to savers who live near to a branch of the Society.

Bazzalona13295

dcs34 said:

Applied for a Tipton account over a week ago, had a text to say the account is open but nothing yet in the post with respect to UserID or account details. Worth a phone call yet or is this standard T&C operating procedure? Don't want to overload a small BS that is probably already fairly overwhelmed with applications recently.

It took about a week for mine to turn up though I attributed that to the postal service and not the Tipton. Even then I had difficulties with the App but I have to say the staff were very helpful when I did call them.
But I'd give it a day or two more.

TomJ

Kazza242 said:

According to Moneyfacts, West Brom Building Society are launching 'Fixed Rate Regular Saver (issue 7)', paying 6.00%

• The account is available to open and manage in branch only.
• Pay in £10 - £250 per month
• Maximum account balance £3,000
• The account matures after 12 months

This may be useful to savers who live near to a branch of the Society.

Looking at their site's page for the account, while you can only open in branch but can manage online via their savings portal and can make electronic payments into it.

OneUser1

TomJ said:

Kazza242 said:

According to Moneyfacts, West Brom Building Society are launching 'Fixed Rate Regular Saver (issue 7)', paying 6.00%

• The account is available to open and manage in branch only.
• Pay in £10 - £250 per month
• Maximum account balance £3,000
• The account matures after 12 months

This may be useful to savers who live near to a branch of the Society.

Looking at their site's page for the account, while you can only open in branch but can manage online via their savings portal and can make electronic payments into it.

The way I read it you can only view the balance online. Opening and closing is in branch. But certainly payments can be made electronically. I won’t be going for it. I’d take 6% if I could open online and for 7% I’d visit a branch. 

Kazza242

TomJ said:

Kazza242 said:

According to Moneyfacts, West Brom Building Society are launching 'Fixed Rate Regular Saver (issue 7)', paying 6.00%

• The account is available to open and manage in branch only.
• Pay in £10 - £250 per month
• Maximum account balance £3,000
• The account matures after 12 months

This may be useful to savers who live near to a branch of the Society.

Looking at their site's page for the account, while you can only open in branch but can manage online via their savings portal and can make electronic payments into it.

OneUser1 said:

TomJ said:

Kazza242 said:

According to Moneyfacts, West Brom Building Society are launching 'Fixed Rate Regular Saver (issue 7)', paying 6.00%

• The account is available to open and manage in branch only.
• Pay in £10 - £250 per month
• Maximum account balance £3,000
• The account matures after 12 months

This may be useful to savers who live near to a branch of the Society.

Looking at their site's page for the account, while you can only open in branch but can manage online via their savings portal and can make electronic payments into it.

The way I read it you can only view the balance online. Opening and closing is in branch. But certainly payments can be made electronically. I won’t be going for it. I’d take 6% if I could open online and for 7% I’d visit a branch. 

@Both - When Moneyfacts refers to not being able to manage an account online, they are usually referring to an account not allowing online withdrawals and/or account closure online. 

They are not referring to making standing order payments - pretty much all regular savings accounts allow savers to make deposits this way.  

WillPS

QQ regarding YBS Loyalty Regular Saver.

I've now had an account open for a full year. My fiancée has not had an account with YBS previously. Will a Joint application be accepted?

allegro120

WillPS said:

QQ regarding YBS Loyalty Regular Saver.

I've now had an account open for a full year. My fiancée has not had an account with YBS previously. Will a Joint application be accepted?

Better check directly with YBS, but I can't see why not, so long as you are the main holder of joint account.

Reg_Smeeton

Re: Monmouthshire Building Society

I’ve stopped paying in to my Xmas RS, and am considering rolling the funds across £300 at a time into the Regular Saver issue 2 until I have emptied it using an internal transfer on the online portal. Any flaw in my cunning plan?

subjecttocontract

allegro120 said:

WillPS said:

QQ regarding YBS Loyalty Regular Saver.

I've now had an account open for a full year. My fiancée has not had an account with YBS previously. Will a Joint application be accepted?

Better check directly with YBS, but I can't see why not, so long as you are the main holder of joint account.

What do you mean by 'main holder' ? I was always under the impression that joint accounts were held 50:50

t1redmonkey

Reg_Smeeton said:

Re: Monmouthshire Building Society

I’ve stopped paying in to my Xmas RS, and am considering rolling the funds across £300 at a time into the Regular Saver issue 2 until I have emptied it using an internal transfer on the online portal. Any flaw in my cunning plan?

You could do that I suppose.  Personally I just withdrew the whole thing as I had enough space in my 7% Santander Edge Saver and other Regular Savers paying more than the 5.5% that the Xmas Saver was paying to make it worthwhile.