The Top Easy Access Savings Discussion Area

savethepandas

From Moneyfacts:

Tipton & Coseley BS
Double Access Saver

AER 4.35%

Rate applies from 12/07/2023

@soulsaver

Freedommm

Santander eSaver Special Edition issue 1 or whatever, is still stuck at 3.69%. Do they ever increase the rate ?

PixelPound

Freedommm said:

Santander eSaver Special Edition issue 1 or whatever, is still stuck at 3.69%. Do they ever increase the rate ?

Yes they've recently increased it from 3.2%

allegro120

jaceyboy said:

Wonder if Chip will respond?

Probably will. One thing is clear, I will be reducing my NBS tracker and YBS rainy day to £1 tomorrow.   The money will go to Tandem and later to Chip if they respond.

jaceyboy

allegro120 said:

jaceyboy said:

Wonder if Chip will respond?

Probably will. One thing is clear, I will be reducing my NBS tracker and YBS rainy day to £1 tomorrow.   The money will go to Tandem and later to Chip if they respond.

Cancelled my NBS account, shocking never received even a letter after applying on the 28th June!

allegro120

Freedommm said:

Santander eSaver Special Edition issue 1 or whatever, is still stuck at 3.69%. Do they ever increase the rate ?

They've increased the term from 12 to 20 months instead. Don't see much logic in this term increase when the rate remains low.

cymruchris

I know it's not in the top 10 easy access - and it does have that caveat that if you withdraw on any day of the month other than the 1st, you lose a chunk of interest - but the HSBC online bonus saver has changed it's £10k limit to £50k - so you can earn 4% for every whole month your money is in there - and 1.75% for the remainder of the month if you take money out. 

ranciduk

Yep that happened about two weeks ago!

allegro120

cymruchris said:

I know it's not in the top 10 easy access - and it does have that caveat that if you withdraw on any day of the month other than the 1st, you lose a chunk of interest - but the HSBC online bonus saver has changed it's £10k limit to £50k - so you can earn 4% for every whole month your money is in there - and 1.75% for the remainder of the month if you take money out. 

There are now plenty of EA accounts you can put £50k in without caveats that pay more than 4%.

ForumUser7

savethepandas said:

From Moneyfacts:

Tipton & Coseley BS
Double Access Saver

AER 4.35%

Rate applies from 12/07/2023

@soulsaver

Good spot - MoneyFacts says branch opening, and branch/post management so hopefully there is also a digital/online version, or it may not meet SoulSaver's criteria