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The Top Easy Access Savings Discussion Area

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Comments

  • allegro120
    allegro120 Posts: 2,147 Forumite
    1,000 Posts Second Anniversary Name Dropper


    I know it's not in the top 10 easy access - and it does have that caveat that if you withdraw on any day of the month other than the 1st, you lose a chunk of interest - but the HSBC online bonus saver has changed it's £10k limit to £50k - so you can earn 4% for every whole month your money is in there - and 1.75% for the remainder of the month if you take money out. 
    There are now plenty of EA accounts you can put £50k in without caveats that pay more than 4%.
  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 11 July 2023 at 10:22PM
    From Moneyfacts:

    Tipton & Coseley BS
    Double Access Saver
    AER 4.35%
    Rate applies from 12/07/2023

    @soulsaver
    Good spot - MoneyFacts says branch opening, and branch/post management so hopefully there is also a digital/online version, or it may not meet SoulSaver's criteria
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • soulsaver
    soulsaver Posts: 6,741 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 July 2023 at 12:10AM
    From Moneyfacts:

    Tipton & Coseley BS
    Double Access Saver
    AER 4.35%
    Rate applies from 12/07/2023

    @soulsaver
    Good spot - MoneyFacts says branch opening, and branch/post management so hopefully there is also a digital/online version, or it may not meet SoulSaver's criteria
    Yep - Thanks @savethepandas - it''ll get posted but not ranked. BTW it's tiered, and the headline rate is at £25k.
    Double Access savings account with The Tipton | The Tipton
  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Good work Principality. This has turned out to be a good account. That's the 5th increase since I opened the account about 6 weeks ago.
  • Bigwheels1111
    Bigwheels1111 Posts: 3,072 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Well done, smashing Chip, Tandem, Coventry etc.

  • Well done, smashing Chip, Tandem, Coventry etc.

    I would hardly say "smashing".

    0.09% extra on Tandem, but only allowed two withdrawals, penalty-free, compared to unlimited with Tandem and Chip.

    Not exactly comparing like-for-like, in my opinion.

    And I am sure Chip will respond soon, if previous behaviour is to repeated.
  • MichaelAP
    MichaelAP Posts: 142 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Just out of interest (pun intended).. what date each month do Tandem pay interest?
  • pecunianonolet
    pecunianonolet Posts: 1,860 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    MichaelAP said:
    Just out of interest (pun intended).. what date each month do Tandem pay interest?
    The day of first funding
  • MichaelAP said:
    Just out of interest (pun intended).. what date each month do Tandem pay interest?
    Agree with last post, monthversary of first date of funding. In my case, 14th of each month.
This discussion has been closed.
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