The Top Easy Access Savings Discussion Area

Freedommm

wiseonesomeofthetime said:

Freedommm said:

10_66 said:

Freedommm said:

Sent money to Newcastle BS during the weekend. It's about end of business hours of Monday and nothing arrived yet. Should I be worried? 

Their T&Cs say should arrive same working day received if sent before 4pm.

Newcastle simply returned the money, it just arrived back where I sent it from. No explanation, email or any communications from Newcastle BS. 

Did you send it from your nominated account, or ANother?

Did you use your reference number in the reference field so that they can assign it to your account?

Phoned them.. Well, they said they don't like the address and want extra proofs of id and address and seem to insist they have to be sent via postal mail. 

Mrnkar_2

Freedommm said:

10_66 said:

Freedommm said:

Sent money to Newcastle BS during the weekend. It's about end of business hours of Monday and nothing arrived yet. Should I be worried? 

Their T&Cs say should arrive same working day received if sent before 4pm.

Newcastle simply returned the money, it just arrived back where I sent it from. No explanation, email or any communications from Newcastle BS. 

My first transfer was returned to my bank. I had used the number sent in the first email to me which they said must be used for first deposit. I then used the account number I received the next day and it went in no problems. 

FindingBBob

Doctor_Who said:

boingy said:

Zaul22 said:

Chip has never been in the list. It's above the list as DYOR, a holdover from when they didn't technically pay interest and looked at lot more dodgy.  It has probably earned a place by now but it's not like anyone is unaware of them anyway. 

I'm talking about the one on the main MSE site rather than on this forum:
https://www.moneysavingexpert.com/savings/savings-accounts-best-interest

They were on that list last week, above Kroo.

I find that the accounts making the MSE lists can be rather random. I use Al Rayan quite a bit and often their accounts aren't shown at all, even when they have a competitive rate (yes, I know they are shown at the bottom of the tables if they are shown).

I always find it interesting how they go about their top lists - the current list, none of the standard EA accounts are paying to be there, they are just the best available rates - Chip were paying ( I think they are still top on MSM so assume they are still paying) Kroo are paying. but one thing, some one at MSE has done the maths and determined that Kroo offer good value with the Amazon deal. Personally - would prefer to only see best EA accounts, I dont need another CA. But that is just me. 

SaveTheEuro

Freedommm said:

Sent money to Newcastle BS during the weekend. It's about end of business hours of Monday and nothing arrived yet. Should I be worried? 

I sent them an online message and they replied 10 days later. 

Doctor_Who

FindingBBob said:

Doctor_Who said:

boingy said:

Zaul22 said:

Chip has never been in the list. It's above the list as DYOR, a holdover from when they didn't technically pay interest and looked at lot more dodgy.  It has probably earned a place by now but it's not like anyone is unaware of them anyway. 

I'm talking about the one on the main MSE site rather than on this forum:
https://www.moneysavingexpert.com/savings/savings-accounts-best-interest

They were on that list last week, above Kroo.

I find that the accounts making the MSE lists can be rather random. I use Al Rayan quite a bit and often their accounts aren't shown at all, even when they have a competitive rate (yes, I know they are shown at the bottom of the tables if they are shown).

I always find it interesting how they go about their top lists - the current list, none of the standard EA accounts are paying to be there, they are just the best available rates - Chip were paying ( I think they are still top on MSM so assume they are still paying) Kroo are paying. but one thing, some one at MSE has done the maths and determined that Kroo offer good value with the Amazon deal. Personally - would prefer to only see best EA accounts, I dont need another CA. But that is just me. 

Yes, I had forgotten that the MSE 'best buy' tables aren't completely independent. They give an idea of some of the best rates available, but as always it pays to shop around!

Zaul22

Does anyone know how often Cynergy's projected interest updates? I assumed it would be daily as it accrues daily but it's been the same for several days now. Is it weekly or monthly? 

Zaul22

I think you are completely overthinking it. Cynergy literally tells you your current accrued interest just like Chip does, but it doesn't update daily like Chip does. I just want to know how often it updates the figure shown. 

ForumUser7

Harpenden BS Online Instant Access -> 4.20% https://www.harpendenbs.co.uk/message-to-our-savers-rate-increases-active-from-tuesday-11th-july-and-friday-1st-september/

cadguy77

Slow news day........

Update via email from Santander, eSaver Limited Edition (Iss 1) extending:



Is there hope they will up the rate too?

pecunianonolet

cadguy77 said:

Slow news day........

Update via email from Santander, eSaver Limited Edition (Iss 1) extending:



Is there hope they will up the rate too?

Got the same email. They also rename quite a few accounts, e.g. esaver to Easy Access Saver, effective from17th July. Really liked the account while rates were competitive but £0.00 balance since months. Would be nice if they would move to 4.3%