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The Top Easy Access Savings Discussion Area

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Comments

  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    TisMeBill said:
    Just emptied Chip into Tandem, hopefully others have done the same and it will encourage them to up their rate.
    Trouble is what if Chip up their rate in the next few days? they have always been above Tandem...
  • pecunianonolet
    pecunianonolet Posts: 1,860 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    jaceyboy said:
    TisMeBill said:
    Just emptied Chip into Tandem, hopefully others have done the same and it will encourage them to up their rate.
    Trouble is what if Chip up their rate in the next few days? they have always been above Tandem...
    Click of a button in an app and move it back? I'll wait until 6-7pm tonight and if no reaction from Chip I move it over. Should they beat Tandem again tomorrow, it goes back.
  • AndyTh_2
    AndyTh_2 Posts: 352 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 12 July 2023 at 2:15PM
    jaceyboy said:
    TisMeBill said:
    Just emptied Chip into Tandem, hopefully others have done the same and it will encourage them to up their rate.
    Trouble is what if Chip up their rate in the next few days? they have always been above Tandem...
    no trouble, just earn the slightly higher interest in Tandem for the days if it amounts to at least 1p rounding more (~£4000 if for one day), then move it back to Chip
  • jaceyboy
    jaceyboy Posts: 245 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    pecunianonolet said:
    jaceyboy said:
    TisMeBill said:
    Just emptied Chip into Tandem, hopefully others have done the same and it will encourage them to up their rate.
    Trouble is what if Chip up their rate in the next few days? they have always been above Tandem...
    Click of a button in an app and move it back? I'll wait until 6-7pm tonight and if no reaction from Chip I move it over. Should they beat Tandem again tomorrow, it goes back.
    When its £85k it isnt just a click of one button :smiley:
  • pecunianonolet
    pecunianonolet Posts: 1,860 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 12 July 2023 at 3:05PM
    jaceyboy said:
    pecunianonolet said:
    jaceyboy said:
    TisMeBill said:
    Just emptied Chip into Tandem, hopefully others have done the same and it will encourage them to up their rate.
    Trouble is what if Chip up their rate in the next few days? they have always been above Tandem...
    Click of a button in an app and move it back? I'll wait until 6-7pm tonight and if no reaction from Chip I move it over. Should they beat Tandem again tomorrow, it goes back.
    When its £85k it isnt just a click of one button :smiley:
    Agree, a problem I wouldn't mind to have ;-)
  • fourmarks
    fourmarks Posts: 261 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    soulsaver said:

    Tandem cycle?
    Leave now.
  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Ecology Easy Access to 3.15% https://www.ecology.co.uk/hub/savings-interest-rates-july-2023/ Good for those who need Direct Debits
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • allegro120
    allegro120 Posts: 2,153 Forumite
    1,000 Posts Second Anniversary Name Dropper
    ForumUser7 said:
    Ecology Easy Access to 3.15% https://www.ecology.co.uk/hub/savings-interest-rates-july-2023/ Good for those who need Direct Debits
    My RS moved up from 3.3% to 3.75%...  I never thought about EA.  I use Ecology for DD depositing the minimum £25.  What's the deal with EA? Reading "key features" - it says "Deposits can be made via bank transfer or by cheque through the post", no mention of DD.
This discussion has been closed.
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