We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1…14731474147614781479…2003

Comments

  • ForumUser7
    ForumUser7 Posts: 2,534 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    wiseonesomeofthetime said:
    Yorkshire Building Society Internet Saver Plus 13

    Just in case not mentioned elsewhere, "You can't make withdrawals for 14 days from the opening this account".

    At least that's what it says in my YBS app.
    Yeah - that’s the case with all their accounts for ‘security purposes’. Part of the reason I didn’t bother - I imagine in 14 days it’ll no longer be competitive, and I’d be reluctant to fund if I couldn’t withdraw - especially given the IT problems.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 4,211 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    ForumUser7 said:
    wiseonesomeofthetime said:
    Yorkshire Building Society Internet Saver Plus 13

    Just in case not mentioned elsewhere, "You can't make withdrawals for 14 days from the opening this account".

    At least that's what it says in my YBS app.
    Yeah - that’s the case with all their accounts for ‘security purposes’. Part of the reason I didn’t bother - I imagine in 14 days it’ll no longer be competitive, and I’d be reluctant to fund if I couldn’t withdraw - especially given the IT problems.
    Personally I've just added it to my collection of EA accounts with £1 balances, along with issues 11 and 12 of their internet saver, in part to generate a £1 debit card payment from TSB and in part on the off chance the rate becomes competitive at some point in the future. If at some point after a fortnight the rate is still competitive and I need a temporary home for some savings to be parked for a few days before moving them elsewhere, I may end up adding some more funds into YBS, but for now £1 is all they're getting.

    I would imagine/hope that YBS will resolve these issues within the next fortnight so I'm not worrying too much about their current technical issues to be honest (though I do have great sympathy for those wanting to make withdrawals today etc).
  • ForumUser7
    ForumUser7 Posts: 2,534 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    simoncorkswill1 said:
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 4,211 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 3 July 2023 at 6:31PM
    For those that have it Tipton limited Access issue 2 (NLA) will rise to 4.1% (£25k+) from 11/7/23.

    Issue 1 (NLA) will rise to 4% (£25k+)

    https://www.thetipton.co.uk/media/3601/closed-savings-rates-3-july-2023.pdf
  • pecunianonolet
    pecunianonolet Posts: 1,875 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    simoncorkswill1 said:
    ForumUser7 said:
    simoncorkswill1 said:
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?
    Online saver 5 , it’s showing once logged in they just have not got round to telling anyone yet
    "For any customers who previously opened this savings account before 21 June, we will shortly be notifying you by email or letter of the increase to your savings interest rate."

    Looks like they will upgrade the rate and I suspect issue 5 is going NLA being replaced by issue 6
  • simoncorkswill1
    simoncorkswill1 Posts: 35 Forumite
    Second Anniversary 10 Posts Name Dropper
    pecunianonolet said:
    simoncorkswill1 said:
    ForumUser7 said:
    simoncorkswill1 said:
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?
    Online saver 5 , it’s showing once logged in they just have not got round to telling anyone yet
    "For any customers who previously opened this savings account before 21 June, we will shortly be notifying you by email or letter of the increase to your savings interest rate."

    Looks like they will upgrade the rate and I suspect issue 5 is going NLA being replaced by issue 6
    They issued that statement prior to last increase and didn’t dispense with issue 5 , and given its showing in issue 5 already I can’t see they will change the issue .
  • friolento
    friolento Posts: 2,849 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    ForumUser7 said:
    simoncorkswill1 said:
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?

    FBS show a handy rate history. Other providers could learn from them.


  • pecunianonolet
    pecunianonolet Posts: 1,875 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    How fast is FBS with pay in and out, cut off times, etc. Not sure if I want to bother opening another account as I am quite happy with Chip and their seemless in and out and the no fuss appraoch.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture