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Comments
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pecunianonolet said:How fast is FBS with pay in and out, cut off times, etc. Not sure if I want to bother opening another account as I am quite happy with Chip and their seemless in and out and the no fuss appraoch.I’m unsure what to do about this account - I.e. at the current rate, funds will be going from it to my RSs in one month. I don’t know if I can be bothered to set up an account with a new provider for 0.05% extra on a smallish sum for such a short time. Then the question becomes would I close the account or would I just leave the £100 min balance there - genuinely don’t know. Would be good to have to maintain membership in case they release any good products in the future, and also to avoid having to wait for the postal verification code again I suppose - usually more than happy to stick a speculative pound in accounts, but I haven’t bothered with Harpenden BS or Family BS because £100 has much more earning power.
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
Accepts Debit Card payments for round ups
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Your answer is exactly what I was thinking as well and I also can't and don't want to keep a reference on top of all the other things I already track about all the various cut off times.ForumUser7 said:pecunianonolet said:How fast is FBS with pay in and out, cut off times, etc. Not sure if I want to bother opening another account as I am quite happy with Chip and their seemless in and out and the no fuss appraoch.I’m unsure what to do about this account - I.e. at the current rate, funds will be going from it to my RSs in one month. I don’t know if I can be bothered to set up an account with a new provider for 0.05% extra on a smallish sum for such a short time. Then the question becomes would I close the account or would I just leave the £100 min balance there - genuinely don’t know. Would be good to have to maintain membership in case they release any good products in the future, and also to avoid having to wait for the postal verification code again I suppose - usually more than happy to stick a speculative pound in accounts, but I haven’t bothered with Harpenden BS or Family BS because £100 has much more earning power. 2 -
I don't currently have an account with FBS but I'm curious about their policy on debit card deposits as shown above.ForumUser7 said:pecunianonolet said:How fast is FBS with pay in and out, cut off times, etc. Not sure if I want to bother opening another account as I am quite happy with Chip and their seemless in and out and the no fuss appraoch.I’m unsure what to do about this account - I.e. at the current rate, funds will be going from it to my RSs in one month. I don’t know if I can be bothered to set up an account with a new provider for 0.05% extra on a smallish sum for such a short time. Then the question becomes would I close the account or would I just leave the £100 min balance there - genuinely don’t know. Would be good to have to maintain membership in case they release any good products in the future, and also to avoid having to wait for the postal verification code again I suppose - usually more than happy to stick a speculative pound in accounts, but I haven’t bothered with Harpenden BS or Family BS because £100 has much more earning power.
If I'm understanding correctly debit card deposits before 5.30pm on a working day get added to the account and are available for withdrawal the same day? Presumably they start earning interest from the transaction date too.
This policy seems different to other banks and building societies, who usually require at least two working days before the funds start earning interest and become available.
Is this right? If so it would become an attractive option for the Halifax Reward account debit card payments each month.0 -
About time.. What has Moneyfacts being playing at?ForumUser7 said:MoneyFacts
Sainsburys and Principality will be increasing rates tbc...
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Sainsbury's Bank Defined Access Saver Issue 46 - 4.21% (tiers apply)
Principality Online Double Access Issue 2 -> 4.30%
Family Building Society Online Saver (5) doesn't appear to be stated at 4.35%, rather remains at 3.95%
Source ~ MoneyFacts
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.5 -
Just need the web saver issue 8 to go up now, it's been stuck on 2.75% since 18th May
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As it's an ac I hold, I can confirm FBS O/l Svr iss5 is showing 4.35% on the account. I expect the link to update when they get their finger out.ForumUser7 said:Sainsbury's Bank Defined Access Saver Issue 46 - 4.21% (tiers apply)
Principality Online Double Access Issue 2 -> 4.30%
Family Building Society Online Saver (5) doesn't appear to be stated at 4.35%, rather remains at 3.95%
Source ~ MoneyFacts1 -
Gatehouse Easy Access increasing to 4.15% from 4th July - Source email and also showing on the account once logged in.Not going to convince me to move any money though.3
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For those who open an Family Building Society Online Saver (5) today. Does anyone know if it will go up to 4.35%?ForumUser7 said:
Family Building Society Online Saver (5) doesn't appear to be stated at 4.35%, rather remains at 3.95%
Source ~ MoneyFacts0
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