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The Top Easy Access Savings Discussion Area

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  • ForumUser7
    ForumUser7 Posts: 2,490 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Bridlington1
    Bridlington1 Posts: 3,851 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 3 July 2023 at 7:31PM
    For those that have it Tipton limited Access issue 2 (NLA) will rise to 4.1% (£25k+) from 11/7/23.

    Issue 1 (NLA) will rise to 4% (£25k+)

    https://www.thetipton.co.uk/media/3601/closed-savings-rates-3-july-2023.pdf
  • pecunianonolet
    pecunianonolet Posts: 1,790 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?
    Online saver 5 , it’s showing once logged in they just have not got round to telling anyone yet
    "For any customers who previously opened this savings account before 21 June, we will shortly be notifying you by email or letter of the increase to your savings interest rate."

    Looks like they will upgrade the rate and I suspect issue 5 is going NLA being replaced by issue 6
  • Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?
    Online saver 5 , it’s showing once logged in they just have not got round to telling anyone yet
    "For any customers who previously opened this savings account before 21 June, we will shortly be notifying you by email or letter of the increase to your savings interest rate."

    Looks like they will upgrade the rate and I suspect issue 5 is going NLA being replaced by issue 6
    They issued that statement prior to last increase and didn’t dispense with issue 5 , and given its showing in issue 5 already I can’t see they will change the issue .
  • friolento
    friolento Posts: 2,503 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Family b/soc gone to 4.35%
    Online Saver (5) showing on their product page as 3.95%. Which account is this?

    FBS show a handy rate history. Other providers could learn from them.


  • pecunianonolet
    pecunianonolet Posts: 1,790 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    How fast is FBS with pay in and out, cut off times, etc. Not sure if I want to bother opening another account as I am quite happy with Chip and their seemless in and out and the no fuss appraoch.
  • ForumUser7
    ForumUser7 Posts: 2,490 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    How fast is FBS with pay in and out, cut off times, etc. Not sure if I want to bother opening another account as I am quite happy with Chip and their seemless in and out and the no fuss appraoch.
    I’m unsure what to do about this account - I.e. at the current rate, funds will be going from it to my RSs in one month. I don’t know if I can be bothered to set up an account with a new provider for 0.05% extra on a smallish sum for such a short time. Then the question becomes would I close the account or would I just leave the £100 min balance there - genuinely don’t know. Would be good to have to maintain membership in case they release any good products in the future, and also to avoid having to wait for the postal verification code again I suppose - usually more than happy to stick a speculative pound in accounts, but I haven’t bothered with Harpenden BS or Family BS because £100 has much more earning power.


     
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • pokemaster
    pokemaster Posts: 275 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Accepts Debit Card payments for round ups
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