The Top Easy Access Savings Discussion Area

flaneurs_lobster

aoleks said:

flaneurs_lobster said:

Chip is fine for most people, just remember to turn off the autosave "feature" that is on by default.

Perhaps link a secondary, not so crucial, current account if you have concerns. Getting accounts unlinked/swapped is a bit of a faff.

Howndo I do that? Their app/interface is the stupidest I’ve seen in ages and nothing really makes sense. You would think something as crucial as taking payments from people’s current accounts would be easy to find.

Their user interface is a little, er, challenging.

Changing linked bank account? Profile tab, Your linked bank, Update bank details. 

Sends you to an online chat session (with the Customer Success Team (sic)), available Mon-Fri. 

PosterBoy77

Futuristic said:

I see a lot of people here who have up to FSCS amount, I tried to search but has anyone applied for this and got it easily? Private Savings Account | Savings | Private Banking | Virgin Money UK

It gives rate based on BoE -0.25%. 

You would need to get the private account which costs £25/mo but with this rate it would be worth it? (https://uk.virginmoney.com/private/)

I have got this account as I expect the BOE will increase rates a bit more and banks now seem to be holding back on increasing savings rates, especially instant access accounts. The £25 monthly fee is partly offset by the inclusive worldwide family travel insurance.

If someone has over 500k the account pays the BOE base rate. I think it is worth it if you have larger sums and want instant access whilst still getting a very competitive rate.

Kaizen917

Is it normal for Google Wallet not to work in Chip? I tried depositing funds but it would give me some message along the lines that I could add a card first (which is kinda nonsense as I got a few stored there).

Bridlington1

I can't seem to see it mentioned anywhere but it looks like Monzo have launched an Instant access account at 3%.

k_man

Bridlington1 said:

I can't seem to see it mentioned anywhere but it looks like Monzo have launched an Instant access account at 3%.

Was mentioned a couple of weeks ago, but they seemed to be rolling it out in stages (didn't appear for me for a few days)

https://forums.moneysavingexpert.com/discussion/comment/79853428/#Comment_79853428

https://forums.moneysavingexpert.com/discussion/comment/79853809/#Comment_79853809

refluxer

The Paragon Triple Access account Issue 7 (and possibly others) is going up to 3.20% on 13th March.

It's not currently available to new customers but existing customers are able to open Issue 11 @ 3.10%. 

Some previous issues of the Triple Access ISA (also not currently available) are also going up to 3.20%.

Paragon have a history of rewarding existing customers with these Triple Access accounts with rate increases that aren't available to new customers (on current issues) for weeks (or even months), so they're worth considering, IMO.

poppystar

refluxer said:

The Paragon Triple Access account Issue 7 (and possibly others) is going up to 3.20% on 13th March.

It's not currently available to new customers but existing customers are able to open Issue 11 @ 3.10%. 

Some previous issues of the Triple Access ISA (also not currently available) are also going up to 3.20%.

Paragon have a history of rewarding existing customers with these Triple Access accounts with rate increases that aren't available to new customers (on current issues) for weeks (or even months), so they're worth considering, IMO.

How do existing customers take out the triple access account 11? I thought those accounts had been withdrawn last week? 

2010

Paragon 
Existing customers can log in to their accounts and open triple access  issue 11 @ 3.1%

refluxer

poppystar said:

How do existing customers take out the triple access account 11? I thought those accounts had been withdrawn last week? 

Log in, go to Open New Account, click on the 'Access' tab and it's listed there under the notice accounts - Issue 11 @ 3.10%

mebu60

Paragon Triple Access ISA Issue 10 also up to 3.2% wef 13 March.