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The Top Easy Access Savings Discussion Area
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@Band7 didSeriousHoax said:Hi has anyone had this from chip.
Source of wealth check/ you've been selected for a source of wealth check.
25 February at 8:13PM
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Zopa has gone up.
Accessible 3.07% Boost 95 3.47%
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Hahaha…..everyone who has moved their money out of Zopa will be posting on here about moving back and setting up ladders again :-)2
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I'm disappointed to see Nationwide still referring to a base rate change notice on their website from 2nd Feb saying they're "working out what this means for our savings members".
I fully appreciate Nationwide can do whatever they like with their savings rates, but this wording really makes them look rather silly. They need four weeks to get their heads round a simple base rate increase? Pull the other one!5 -
Agreed, they did exactly the same after the previous BOE rise, and then the message was just removed completely.scottishstu said:I fully appreciate Nationwide can do whatever they like with their savings rates, but this wording really makes them look rather silly. They need four weeks to get their heads round a simple base rate increase? Pull the other one!4 -
jaypers said:Hahaha…..everyone who has moved their money out of Zopa will be posting on here about moving back and setting up ladders again :-)
Zopa have a history of applying interest rate increases and responding to the competition. With that in mind, it is best not to stop the ladder system but carry on (I do a new 95 day pot every Monday), even when rate isn`t so competitive and then you are ready to benefit from any increase. The good thing is that Zopa apply the rate increase to all your pots, so that I now have a 3.47% account with maximum 7 day access.
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It’s very disappointing. IIRC, Nationwide haven’t increased most of their variable rates since 01/12/2022scottishstu said:I'm disappointed to see Nationwide still referring to a base rate change notice on their website from 2nd Feb saying they're "working out what this means for our savings members".
I fully appreciate Nationwide can do whatever they like with their savings rates, but this wording really makes them look rather silly. They need four weeks to get their heads round a simple base rate increase? Pull the other one!If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Just a reminder that Swansea Building Society have an instant access account paying 3.25%. However it is only available to those of us who have the great privilege of living here in Wales. Also instant access ISA paying the same rate but again only for those of us who are enjoying living in the wonderful country that is Wales1
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