The Top Easy Access Savings Discussion Area

Bridlington1

flaneurs_lobster said:

Givens said:

Which account is paying the highest interest that is accessible via an app?

My guesses - 

Nationwide, FlexDirect - 5% (for up to £1500)
Chip - 3% (for up to £lots)

Though Nationwide is only for a year.

Club Lloyds monthly saver is at 5.25% though (£400/mth max)

crumpet_man

Bridlington1 said:

flaneurs_lobster said:

Givens said:

Which account is paying the highest interest that is accessible via an app?

My guesses - 

Nationwide, FlexDirect - 5% (for up to £1500)
Chip - 3% (for up to £lots)

Though Nationwide is only for a year.

Club Lloyds monthly saver is at 5.25% though (£400/mth max)

Isn't the Club Lloyds Monthly saver a regular saver account rather than easy access?

Barclays Rainy Day saver is 5.12%

OP should have been more clear about the requirements of the easy access saver, e.g. if there is an amount of money which needs to be deposited.

infoadict

Plus up to 11th Feb, Chip is paying the 3% as a bonus, which I believe can only be withdrawn upon full removal of funds. From 11th it will be 3% interest and that can be removed any time.

cloud_dog

refluxer said:

Shawbrook have just released issue 32 of their Easy Access account, paying 2.92% AER...

Shawbrook Easy Access Account - Issue 32

2.92% annually / 2.88% monthly (variable)
£1,000 minimum opening balance
£500 minimum withdrawal
Open and manage account online
Next working day access to your funds if withdrawn online before 9:30pm

I do like Shawbrook (when they are not inundated).  

Saw this update this morning and logged in to message Shawbrook to convert the existing EA account to Issue 32.  Just had a look and all done.  Happy camper.

janusd

refluxer said:

Shawbrook have just released issue 32 of their Easy Access account, paying 2.92% AER...

Shawbrook Easy Access Account - Issue 32

2.92% annually / 2.88% monthly (variable)
£1,000 minimum opening balance
£500 minimum withdrawal
Open and manage account online
Next working day access to your funds if withdrawn online before 9:30pm

can someone confirm that Shawbrook still allow a £1 test deposit?

mebu60

janusdesign said:

refluxer said:

Shawbrook have just released issue 32 of their Easy Access account, paying 2.92% AER...

Shawbrook Easy Access Account - Issue 32

2.92% annually / 2.88% monthly (variable)
£1,000 minimum opening balance
£500 minimum withdrawal
Open and manage account online
Next working day access to your funds if withdrawn online before 9:30pm

can someone confirm that Shawbrook still allow a £1 test deposit?

Apparently so according to comments earlier today (ranciduk 12:12). 
£1k minimum is for the 2.92%. <£1k = 0.05%. 

janusd

mebu60 said:

janusdesign said:

refluxer said:

Shawbrook have just released issue 32 of their Easy Access account, paying 2.92% AER...

Shawbrook Easy Access Account - Issue 32

2.92% annually / 2.88% monthly (variable)
£1,000 minimum opening balance
£500 minimum withdrawal
Open and manage account online
Next working day access to your funds if withdrawn online before 9:30pm

can someone confirm that Shawbrook still allow a £1 test deposit?

Apparently so according to comments earlier today (ranciduk 12:12). 
£1k minimum is for the 2.92%. <£1k = 0.05%. 

thanks - I must have missed that post... looking back at previous statements from when I last had a Shawbrook account, I was able to fund with a £1 test deposit.

dgpur

Bridlington1 said:

flaneurs_lobster said:

Givens said:

Which account is paying the highest interest that is accessible via an app?

My guesses - 

Nationwide, FlexDirect - 5% (for up to £1500)
Chip - 3% (for up to £lots)

Though Nationwide is only for a year.

Club Lloyds monthly saver is at 5.25% though (£400/mth max)

Surely Zopa - 2.86% to 3.26%

First Direct - 7% (£300 pcm)

Band7

dgpur said:

Bridlington1 said:

flaneurs_lobster said:

Givens said:

Which account is paying the highest interest that is accessible via an app?

My guesses - 

Nationwide, FlexDirect - 5% (for up to £1500)
Chip - 3% (for up to £lots)

Though Nationwide is only for a year.

Club Lloyds monthly saver is at 5.25% though (£400/mth max)

Surely Zopa - 2.86% to 3.26%

First Direct - 7% (£300 pcm)

The 7% First Direct is definitely not an easy access account.

simoncorkswill1

Kroo App , oh dear , I suppose could be related to phone iPhone 5s , it doesn’t even like it’s own security code picked up directly by phone .