The Top Easy Access Savings Discussion Area

pecunianonolet

Steve_xx said:

pecunianonolet said:

tg99 said:

For those who have gone via TCB…..it says when redirected from TCB to Kroo website that purchase not eligible for cashback if made via the Kroo app but as far as I can see once landing on Kroo website you have to download the app to apply? 

Same here, using laptop, getting trough to website and scan QR code there to download the app. For TCB, you have to put 50 quid in according to TCB T&C's. Wonder how they track if they can't properly place a cookie. 

Edit: TCB Cashback tracked as £0.00. Looks like another support ticket required. 

My TCB earnings appears to have two entries for Kroo. The first is showing £20 and the second is showing zero.  I'm assuming this may have happened due to me having to try multiple times to get through the application process because of Kroo's laggy app. Though on each attempt, I did uninstall the Kroo app and then start afresh from TCB.

In light of what you said about the £50 minimal,  I've just grabbed a further £40 from my donor bank. Similar to last night's effort with the tenner, the £40 has not appeared in the account, even though Kroo assured me that the transaction was complete and the donor bank is showing that the money has left them.

I had to open the app like 8 times and every time I could go a step further. Re-installing doesn't really do much I guess, as they collect phone specific data anyway (as long as you don't have a rooted phone all is ok). TCB has been rather bad in tracking for me recently, didn't track my Experian cashack for signup and the wrong amount for ClearScore. Both should pay £6 each. Quidco is much more reliable in my case with two times £30 tracked the next day for a TSB Spend & Save account.

35har1old

RG2015 said:

Re HSBC Online Bonus saver account 3.00%

I have just opened a new 3.00% HSBC bonus saver and sent a nominal amount via an existing HSBC savings account. However I switched my HSBC current account a few months ago and now I have no payees in my HSBC online accounts.

Furthermore, I cannot set up a new payee from an HSBC savings account and therefore cannot transfer any money out of HSBC.

It looks like my only option is to open a new HSBC current account.

Just thought I would share this with others thinking of opening this savings account.

You can phone and ask them to setup a payee I also sent a nominal amount. But might a good idea to take out another current account to get there Regular Saver Account at 5%

pecunianonolet

35har1old said:

RG2015 said:

Re HSBC Online Bonus saver account 3.00%

I have just opened a new 3.00% HSBC bonus saver and sent a nominal amount via an existing HSBC savings account. However I switched my HSBC current account a few months ago and now I have no payees in my HSBC online accounts.

Furthermore, I cannot set up a new payee from an HSBC savings account and therefore cannot transfer any money out of HSBC.

It looks like my only option is to open a new HSBC current account.

Just thought I would share this with others thinking of opening this savings account.

You can phone and ask them to setup a payee I also sent a nominal amount. But might a good idea to take out another current account to get there Regular Saver Account at 5%

Maybe create a dummy current account first to use for a First Direct switch offer (if elegible) and open the HSBC current account after that went through. If you open the HSBC current account first I believe you waive your elegibility for the switch offer. On the other side, the bonus saver is only 3% and you can only really withdraw on the 1st of each month to avaoid wasting a full month of interest payment (drops to 0.65%). No longer an attractive product and there is so much more out there. Only the reg saver makes sense really. 

Patrington

Band7 said:

Patrington said:

AmityNeon said:

Patrington said:

AmityNeon said:'

For Kroo to pop up out of seemingly nowhere (comparatively) and offer the highest interest rate for unlimited instant access since 2012, and on a current account no less...

Where have you read this?

I didn't. This evening's Martin Lewis Money Show (timestamp 09:32) was all about savings and interest rates.

"That's actually the best, open to all, easy access savings with unlimited withdrawals we've seen since 2012."

He's mistaken

Totally depends how he defines it. He is correct that there hasn't been any other announcement of a 3% current account for up to £85k since 2012.

Which is different to what @AmityNeon and Martin have defined it as if the above quote is accurate.

flaneurs_lobster

Kroo again - I signed up yesterday with (little) hassle. My TopCashback account shows 2 pending entries, one for zero the other £20.

TC also states that a £50 "minimum investment" into Kroo is required. Was that requirement there yesterday and I just missed it? Do I need to fund Kroo to get the cashback?

Steve_xx

flaneurs_lobster said:

Kroo again - I signed up yesterday with (little) hassle. My TopCashback account shows 2 pending entries, one for zero the other £20.

TC also states that a £50 "minimum investment" into Kroo is required. Was that requirement there yesterday and I just missed it? Do I need to fund Kroo to get the cashback?

It's an odd choice of wording because this is more of a deposit into a current account as opposed to an investment in a product.

PloughmansLunch

flaneurs_lobster said:

Kroo again - I signed up yesterday with (little) hassle. My TopCashback account shows 2 pending entries, one for zero the other £20.

TC also states that a £50 "minimum investment" into Kroo is required. Was that requirement there yesterday and I just missed it? Do I need to fund Kroo to get the cashback?

I'm sure it was £20 yesterday. I was approved yesterday morning and stuck some money in, but have an orange £0.00 pending so something hasn't worked for me. I'll chuck another £30 in and see what happens

pecunianonolet

How long did people wait for Kroo approval?

flaneurs_lobster

PloughmansLunch said:

flaneurs_lobster said:

Kroo again - I signed up yesterday with (little) hassle. My TopCashback account shows 2 pending entries, one for zero the other £20.

TC also states that a £50 "minimum investment" into Kroo is required. Was that requirement there yesterday and I just missed it? Do I need to fund Kroo to get the cashback?

I'm sure it was £20 yesterday. I was approved yesterday morning and stuck some money in, but have an orange £0.00 pending so something hasn't worked for me. I'll chuck another £30 in and see what happens

Unless my memory has failed completely I don't believe that there was mention of a funding requirement in the TC offer yesterday. There was mention of the cashback amount for opening the account - £20.

I stuck a tenner in the Kroo account yesterday, just to check it was open and functioning. I've got a couple of entries in TC (zero and £20, both pending). Doesn't look like there's a correlation between adding cash and getting TC credits.

I'll put it down to the fact they are getting mobbed by new applicants at the moment. Might just top-up to £50 just in case.

flaneurs_lobster

pecunianonolet said:

How long did people wait for Kroo approval?

About 10 minutes - but this was yesterday morning pre MSE newsletter.