The Top Easy Access Savings Discussion Area

Band7

masonic said:

MrFrugalFever said:

I’ve found it quite convenient and useful using NS&I top up by debit card but their transaction times are awful!

I deposited on 24th Dec with it finally becoming available 3 days ago! Now I know there’s non-working days etc but that’s a joke. Tandem and Zopa are minutes!

How do you make a debit card deposit into Zopa please?  

You can't.

Just NS&I, Skipton, YBS, CHIP (1 card only), and I think Cambridge BS. Most still take 3 working days to clear your deposit, except for NS&I who take 7.

infoadict

Just had an email - Charter Savings increasing to 3% on 23rd January

flobbalobbalob

Charter Easy Access Issue 28 up to 3.00% on 23 January

Band7

Minimum balance for the Charter Easy Access is £5k.

If your balance is under the minimum applicable to this account, the interest rate will remain at 0.10% AER

charlie12525

flobbalobbalob said:

Charter Easy Access Issue 28 up to 3.00% on 23 January

I like the way these banks make the rate rise announcement but then wait 2 weeks before applying it.

Band7

charlie12525 said:

flobbalobbalob said:

Charter Easy Access Issue 28 up to 3.00% on 23 January

I like the way these banks make the rate rise announcement but then wait 2 weeks before applying it.

They can't win, can they.

If they don't advise early, some people complain about late advice.

If they do advise early, some people complain about early advice.

AmityNeon

charlie12525 said:

flobbalobbalob said:

Charter Easy Access Issue 28 up to 3.00% on 23 January

I like the way these banks make the rate rise announcement but then wait 2 weeks before applying it.

Issue 28 isn't even available to new customers.

25_Years_On

The question with Charter is - are they increasing all issues including the current issue 30 and will they be adding a new issue 31?

grumbler

I can be wrong, but IMO, an increase from 2.35% to 3% for new customers is unlikely.

SJMALBA

25_Years_On said:

The question with Charter is - are they increasing all issues including the current issue 30 and will they be adding a new issue 31?

FWIW, and IIRC, last time, they (unusually IME) increased the rate on existing issues, then launched a new issue at a lower rate.