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The Top Easy Access Savings Discussion Area
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phillw said:0
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Bridlington1 said:andyhicks88 said:Omg I opened the wrong one LOL! I opened a normal easy access one not the 6 access one! I really thought I'd opened the limited access one, was sure, but no, how very stupid of me. Well, that's that one out the window!
I've looked at that YBS account already but trouble is it's only a 2 access, so even though it's a slightly better rate it's a bit more limited access than I would liked. The Coventry one was ideal and I messed it up.0 -
phillw said:AmityNeon said:
A rate increase implies the current rate is suboptimal, so for me, announcements of rate increases do nothing to prevent outflows of cash (because my cash was never there to begin with).
Most people will save themselves the hassle and leave the money in bank A as the difference in a few weeks of interest doesn't justify their time.
The banks aren't trying to impress you.
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I've just checked my Coventry BS account and my Limited Access Saver 6 has increased to 3.20%, I also have a Limited Access Saver in which I withdrew all savings but £1 in March 2022, that account's rate has also been increased to 3.20% so if I split my savings between both accounts I'm entitled to 6+ withdrawals if need be. Am I correct on that point? I'm not sure how many withdrawals I'm entitled to with the older account though. I can't remember the T&C's.1
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andyhicks88 said:Bridlington1 said:andyhicks88 said:Omg I opened the wrong one LOL! I opened a normal easy access one not the 6 access one! I really thought I'd opened the limited access one, was sure, but no, how very stupid of me. Well, that's that one out the window!
I've looked at that YBS account already but trouble is it's only a 2 access, so even though it's a slightly better rate it's a bit more limited access than I would liked. The Coventry one was ideal and I messed it up.0 -
ashby6567 said:I've just checked my Coventry BS account and my Limited Access Saver 6 has increased to 3.20%, I also have a Limited Access Saver in which I withdrew all savings but £1 in March 2022, that account's rate has also been increased to 3.20% so if I split my savings between both accounts I'm entitled to 6+ withdrawals if need be. Am I correct on that point? I'm not sure how many withdrawals I'm entitled to with the older account though. I can't remember the T&C's.
Can you verify the interest rates, and also post the exact titles of the accounts?0 -
ashby6567 said:I've just checked my Coventry BS account and my Limited Access Saver 6 has increased to 3.20%, I also have a Limited Access Saver in which I withdrew all savings but £1 in March 2022, that account's rate has also been increased to 3.20% so if I split my savings between both accounts I'm entitled to 6+ withdrawals if need be. Am I correct on that point? I'm not sure how many withdrawals I'm entitled to with the older account though. I can't remember the T&C's.
The best way to tell is to look in your online account at your particular account(s).2 -
Band7 said:ashby6567 said:I've just checked my Coventry BS account and my Limited Access Saver 6 has increased to 3.20%, I also have a Limited Access Saver in which I withdrew all savings but £1 in March 2022, that account's rate has also been increased to 3.20% so if I split my savings between both accounts I'm entitled to 6+ withdrawals if need be. Am I correct on that point? I'm not sure how many withdrawals I'm entitled to with the older account though. I can't remember the T&C's.
Can you verify the interest rates, and also post the exact titles of the accounts?
The rate on the Liimited Access 6 shows as 3.20% if you have it set up for monthly interest.
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chris_the_bee said:ashby6567 said:I've just checked my Coventry BS account and my Limited Access Saver 6 has increased to 3.20%, I also have a Limited Access Saver in which I withdrew all savings but £1 in March 2022, that account's rate has also been increased to 3.20% so if I split my savings between both accounts I'm entitled to 6+ withdrawals if need be. Am I correct on that point? I'm not sure how many withdrawals I'm entitled to with the older account though. I can't remember the T&C's.
The best way to tell is to look in your online account at your particular account(s)4 -
ashby6567 said:That much I'm aware of but Band7's remark, "and definitely not two with that rate" Better to engage the brain before putting your mouth in gear.0
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