Our BR Diary, from start to finish......

Richard_S

Hi Scarlett and Notgot,

:beer: :beer: :j :j Congratulations for getting that behind you, and welcome to the world on the other side.:j :j :beer: :beer:

Excellent post Scarlett; I almost felt as if I was the clerk taking your money.:D

Best regards

Richard

Scarlett.1974

Richard_S wrote: »

Hi Scarlett and Notgot,

:beer: :beer: :j :j Congratulations for getting that behind you, and welcome to the world on the other side.:j :j :beer: :beer:

Excellent post Scarlett; I almost felt as if I was the clerk taking your money.:D

Best regards

Richard

Hi Richard

That's not your polite way of saying I went into too much detail was it? :rotfl:

Richard_S

Scarlett.1974 wrote: »

Hi Richard

That's not your polite way of saying I went into too much detail was it? :rotfl:

Scarlett,:eek: :eek:

Absolutely not, it was a superb account of the Court proceedings.:A :A

It's just what people need to read when they're facing bankruptcy; I honestly did feel as though I was living through it. You described the trepidation beforehand, the compassionate way you were treated, and then the relief and tears afterwards; superb.:T

Richard

sammahootexpress

scarlett ur braver then me i still cant ring anyone up and tell them im bankrupt im just glad my phone paked up before xmas, the one lot i did answer to who made my life hell didnt beleive me added another 30 pounds a month to take out which they did by reinstating a dd before i closed my old account down damm cabot finance

Scarlett.1974

Richard_S wrote: »

Scarlett,:eek: :eek:

Absolutely not, it was a superb account of the Court proceedings.:A :A

It's just what people need to read when they're facing bankruptcy; I honestly did feel as though I was living through it. You described the trepidation beforehand, the compassionate way you were treated, and then the relief and tears afterwards; superb.:T

Richard

Aw, shucks

I still now can't get over how absolutely lovely everyone was, especially the judge. I'm not quite sure how I was expecting to be treated (stocks..... rotten fruit & veg perhaps?) but it certainly wasn't like that. I really do hope that reading about our experience helps anyone who is considering BR. You will not be treated like a criminal. You will not be made to feel ashamed or small. You will be treated kindly and with compassion and with respect

Scarlett.1974

sammahootexpress wrote: »

scarlett ur braver then me i still cant ring anyone up and tell them im bankrupt im just glad my phone paked up before xmas, the one lot i did answer to who made my life hell didnt beleive me added another 30 pounds a month to take out which they did by reinstating a dd before i closed my old account down damm cabot finance

I'm not that brave really I was shaking when I told Barclaycard, but it was the fact that the woman was so nice that gave me the strength to argue back with the woman from CDUK. It was thanks to this place that I knew my rights and that I knew that once I'd give her my BR number there was not a solitary thing she could do then

When did you got BR? Are you still being hassled by creditors now? You should let your OR know if you are

MammaCas

Richard_S wrote: »

Scarlett,:eek: :eek:

Absolutely not, it was a superb account of the Court proceedings.:A :A

It's just what people need to read when they're facing bankruptcy; I honestly did feel as though I was living through it. You described the trepidation beforehand, the compassionate way you were treated, and then the relief and tears afterwards; superb.:T

Richard

I couldn't agree more..

I have actually suggested to Scarlett that she write a book on the whole experience. Her 'way with words' is always amusing, helpful and make compelling reading.....

Notgotapottoweein

MammaCas wrote: »

I couldn't agree more..

I have actually suggested to Scarlett that she write a book on the whole experience. Her 'way with words' is always amusing, helpful and make compelling reading.....

I'm not so sure " 100 greatest handbag shops " would be a winner TBH!

dodecanese

I would like to say thanks Scarlett for your BR diary- I am going BR in about 3 weeks. Altho CCCS, National Debtline have been great, this forum and the BR diarys have been the most help as its peoples real experiences. BR is scary, but reading this makes me realise there is light at the end of the tunnel and the court (hopefully) isnt going to be so bad. I wish you well for the future.

Scarlett.1974

dodecanese wrote: »

I would like to say thanks Scarlett for your BR diary- I am going BR in about 3 weeks. Altho CCCS, National Debtline have been great, this forum and the BR diarys have been the most help as its peoples real experiences. BR is scary, but reading this makes me realise there is light at the end of the tunnel and the court (hopefully) isnt going to be so bad. I wish you well for the future.

Thank you

I know it's easy for me to say now, but don't be scared. Don't forget to ask for any help you need with your forms. I couldn't have filled in half of mine without this forum